Laura Jewett

Laura Jewett

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Closed

$620,000

($489,570 down)
FHA

37353 Siderno Drive, Palmdale, CA 93552

4
3
2,690 sqft
PITI Monthly
$1,795.03 /mo

Listing courtesy of: Jesus Barron, Century 21 Allstars

Assumed Rate

3.95%
7.15%

Principal & Interest

$856 /mo
$1,218 /mo

What's Special

SPACIOUS
PATIO
MOUNTAIN VIEWS
CHARMING
SOLAR PANELS

Back in the market! Buyers did not performed!! Welcome to your mountain retreat and pay little or not electricity!! Solar panels will be pay off! that is a saving of roughly over $24,000 every 10 years in your electrical bill! This charming POOL HOUSE was just built in 2004- This home offers 4 beds, 3 baths, and 2,690 sq ft of living space. With two living rooms and a loft, there's plenty of room to spread out and relax. Enjoy the convenience of central air and heating, along with a 2-car garage. Ceramic tile, double pane windows, solar panels and an spacious and low maintenance back cemented patio. No neighbors in back of you! Solar panels will be pay off! Imagen enjoying no electricity bill per month or very little thanks to this solar panels being paid off!!! Step outside to your own private oasis—a sparkling pool awaits in the spacious backyard, perfect for cooling off on hot summer days. With breathtaking mountain views and a large lot spanning 7,042 sq ft, there's plenty of space to entertain or simply unwind. Welcome home to your perfect getaway! Schools, stores and restaurants close by. Enjoy the amenities of the city while you also enjoy the openness and fresh air of the mountains. It will not last long in the market!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
17 years, 1 months
Monthly PITI
$1,795.03/mo
Estimated Loan Balance
$131,700
Cash to close
$489,570
Interest Paid
$79,730

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • Drywall
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $230.48
  • Tax Annual Amount: $7750
  • On Market Date: 2024-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $489,570 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $489,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$130,430
Your Cash:$489,570
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$856/mo
Traditional @ 7.5%
$1,263/mo
You save $408/month ($4,891/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW24047102

Listing From:

Last updated: 2024-08-24T12:18:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$856 /mo
$1,218 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $489,570 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $489,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$130,430
Your Cash:$489,570
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$856/mo
Traditional @ 7.5%
$1,263/mo
You save $408/month ($4,891/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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