Laura Jewett

Laura Jewett

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Closed

$380,000

($128,173 down)
FHA

3718 S 58TH Drive, Phoenix, AZ 85043

3
3
1,605 sqft
PITI Monthly
$1,600.48 /mo

Listing courtesy of: Christina Medina, My Home Group Real Estate

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,112 /mo
$1,843 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
COMMUNITY POOL

Explore the allure of this two-story home in Cypress Ridge, designed to charm with its stone-accented facade. This residence promises both style and comfort with an open floor plan that features tile flooring, recessed lighting, and a spacious great room perfect for hosting gatherings. The kitchen is a culinary delight, equipped with stainless steel appliances, granite counters, chocolate-stained cabinets, a pantry, center island with a breakfast bar and hidden in-cabinet trash/recycle cans. Retreat to the tranquil main suite, offering a private bathroom with dual sinks, a soaking tub, and a walk-in closet. Additional conveniences include a rear garage with a 220V outlet built in for electric vehicles, and access to a community pool. Situated minutes from freeways. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,600.48/mo
Estimated Loan Balance
$254,496
Cash to close
$128,173
Interest Paid
$29,163

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Woodside Homes

Community & HOA

Community
  • Subdivision: CYPRESS RIDGE PHASE 1
  • Features: Community Pool Htd, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cypress Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $236.76
  • Tax Annual Amount: $1738
  • On Market Date: 2024-08-06T19:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,173 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $128,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$251,827
Your Cash$128,173
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,112/mo
Traditional @ 7.5%
$1,911/mo
You save $799/month ($9,589/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6740298

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-15T09:09:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,112 /mo
$1,843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,173 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $128,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$251,827
Your Cash$128,173
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,112/mo
Traditional @ 7.5%
$1,911/mo
You save $799/month ($9,589/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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