Laura Jewett

Laura Jewett

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Closed

$645,000

($217,305 down)
VA

369 Callesita Mariola, Chula Vista, CA 91914

3
2
1,342 sqft
PITI Monthly
$2,789.72 /mo

Listing courtesy of: Anthony Manzon, Coldwell Banker West

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,951 /mo
$3,098 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
BALCONY
COZY

Assumable VA loan with a 2.615% interest rate! Welcome home to this bright and airy 3-bedroom, 2-bathroom residence in a quiet, gated community in San Miguel Ranch of Chula Vista. Enjoy an open-concept design with soaring ceilings in the main living area, seamlessly connecting the kitchen, dining, and living spaces. A cozy fireplace and private balcony create the perfect setting for relaxation and entertaining. Two bedrooms and a full bathroom are conveniently located on the main level, while the spacious primary suite on the top floor offers ultimate privacy with an en-suite bathroom and walk-in closet. This home boasts new paint, sunset views, shutters, a water filtration system, air conditioning, and an attached 2-car garage with roof racks and a washer and dryer. Enjoy resort-style amenities, including a pool, spa, gym, tennis and basketball courts, a community center, BBQs, and a park. Ideally located near top-rated schools, parks, shopping, dining, and easy access to the 125 Freeway. Don't miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,789.72/mo
Estimated Loan Balance
$428,550
Cash to close
$217,305
Interest Paid
$44,244

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Alicante
  • HOA Amenities: Unknown
  • HOA Fee: $212
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $480.63
  • Tax Annual Amount: $8062.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,305 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $217,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$427,695
Your Cash$217,305
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,951/mo
Traditional @ 7.5%
$3,214/mo
You save $1,262/month ($15,148/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501307

Listing From:

Last updated: 2025-03-31T17:15:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,951 /mo
$3,098 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,305 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $217,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$427,695
Your Cash$217,305
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,951/mo
Traditional @ 7.5%
$3,214/mo
You save $1,262/month ($15,148/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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