Laura Jewett

Laura Jewett

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Closed

$785,000

($173,235 down)
VA

36802 Cottonwood Street, Winchester, CA 92596

5
4
3,240 sqft
PITI Monthly
$2,885.95 /mo

Listing courtesy of: Tim Kirk, Epic Realty Group, Inc

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,669 /mo
$4,410 /mo

What's Special

DINING
SPACIOUS
RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
CHARMING
COZY

This stunning home is a true gem and located in the highly sought-after French Valley area of Winchester, showcasing the largest model with pristine curb appeal. From the moment you arrive, you'll be captivated by the pristine curb appeal and welcoming atmosphere. Step inside to a spacious 2-story, and marvel at the new and beautiful SPC (Stone-Plastic Composite) flooring and crown molding that takes you effortlessly throughout the home. A formal living room greets you as you enter the statement front door with an adjacent room serving as the 5th bedroom or the perfect office set apart from the rest of the home. The newly renovated kitchen spared no expense and featuring elegant white cabinets, under-cabinet lighting, a walk-in pantry, and state-of-the-art stainless steel appliances including a 6-burner gas stove. The Quartz countertops, subway tile backsplash, and statement center island with bar seating exude sophistication and style. This culinary haven seamlessly overlooks the inviting living room, warmed by a cozy fireplace and flooded with natural light from a wall of windows offering views of the backyard. The formal dining room provides a perfect setting for special occasions and gatherings. The upstairs is a retreat of its own, featuring a massive loft tucked away at the end of the wing for added privacy. The four spacious bedrooms include a the primary suite, a true sanctuary with an ensuite bathroom that boasts dual sinks, a soaking tub, a separate shower, and a massive walk-in closet with two entry doors. This home is equipped with a new water heater for added comfort and efficiency. The practical laundry room is complete with a sink and ample cabinet space, leading to the attached 3-car tandem garage. Outside, the charming courtyard area wraps around to the two patio awnings that enjoy views of the well-manicured rear yard grass area with a spa hookup pad and room for entertaining. There is no shortage of space or amenities in this meticulously maintained home, designed to accommodate all your needs. Don't miss the opportunity to make this exceptional property your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,885.95/mo
Estimated Loan Balance
$613,025
Cash to close
$173,235
Interest Paid
$59,309

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Dutch Valley Master
  • HOA Amenities: Unknown
  • HOA Fee: $126
  • HOA Frequency: $Annually
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $242.28
  • Tax Annual Amount: $
  • On Market Date: 2024-06-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $173,235 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $173,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$611,765
Your Cash$173,235
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,669/mo
Traditional @ 7.5%
$4,575/mo
You save $1,906/month ($22,866/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2404745

Listing From:

Last updated: 2024-09-17T18:40:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,669 /mo
$4,410 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,235 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $173,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$611,765
Your Cash$173,235
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,669/mo
Traditional @ 7.5%
$4,575/mo
You save $1,906/month ($22,866/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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