Laura Jewett

Laura Jewett

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$899,000

($40,328 down)
FHA

3672 Byrd St, San Diego, CA 92154

4
3
2,169 sqft
PITI Monthly
$7,101.8 /mo

Listing courtesy of: Grace Lee, Luxome Realty, Inc.

Assumed Rate

6.66%
7.15%

Principal & Interest

$5,553 /mo
$5,836 /mo

What's Special

GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
RENTAL INCOME

Beautiful 4 bed + 3 full bath home with PAID OFF SOLAR (currently renting 1 bed + 1 bath with its own separate entrance). Use the rental income to offset your mortgage or have your parents live in it while having your own space. Upon entry into home, you’re greeted with an open floor plan & sophisticated designer finishes including chef’s kitchen with custom maple cabinetry, stainless steel appliances, granite countertops, and ample storage. 3 of the bedrooms are located downstairs, perfect for single level living. Enlarged upstairs primary suite offers ocean views, large walk in closet & private full bathroom. Front yard is low maintenance & backyard is perfect for entertaining, complete with a hot tub. Located conveniently near freeways, schools, eateries & much more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.66
Remaining Loan Term
29 years, 5 months
Monthly PITI
$7,101.8/mo
Estimated Loan Balance
$859,455
Cash to close
$40,328
Interest Paid
$33,480

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Block, GoodCondition, Wood
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks, Traditional
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South Sd
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $414.48
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $40,328 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $40,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.66% Sellers Rate
$858,672
Your Cash$40,328
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 6.66%
$5,553/mo
Traditional @ 7.5%
$6,053/mo
You save $501/month ($6,009/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021967SD

Listing From:

Last updated: 2025-03-20T20:42:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.66%
7.15%

Principal & Interest

$5,553 /mo
$5,836 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,328 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $40,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.66% Sellers Rate
$858,672
Your Cash$40,328
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 6.66%
$5,553/mo
Traditional @ 7.5%
$6,053/mo
You save $501/month ($6,009/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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