Laura Jewett

Laura Jewett

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Closed

$395,000

($57,731 down)
FHA

3654 Ronald Reagan Avenue, Wellington, CO 80549

3
3
1,900 sqft
PITI Monthly
$2,148.23 /mo

Listing courtesy of: EmpowerHome Team Colorado, Keller Williams Realty Northern Colorado

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,539 /mo
$2,443 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
COMMUNITY POOL
EFFICIENT

Welcome home to this inviting townhouse, where peaceful surroundings and modern comforts blend seamlessly. Step outside to enjoy serene views of open space and a greenway, perfect for morning walks, evening strolls, or simply unwinding in nature. Inside, the open-concept design creates a natural flow between the living, dining, and kitchen areas—ideal for gatherings, casual meals, or quiet nights in. A large great room window and high ceilings bathe the space in natural light, enhancing the home’s warm and airy feel. Designed for both style and function, the kitchen features granite countertops, stainless steel appliances, a spacious walk-in pantry, and an eat-in layout perfect for casual dining or morning coffee. Offering one of the largest floor plans in the community, this home includes three spacious bedrooms and three bathrooms, ensuring plenty of room to live, work, and relax. The primary suite is a peaceful retreat, complete with an ensuite bath, a generous walk-in closet, and thoughtful separation from the additional bedrooms for added privacy. A conveniently located laundry room on the same level as the bedrooms adds ease to your daily routine. Enjoy the benefits of high ceilings, energy-efficient LED lighting, and quality 2x6 construction for added comfort and efficiency. The HOA maintains the grounds and exterior, giving you more time to enjoy the nearby community pool, serene green spaces, and all the conveniences this location has to offer. A two-car garage provides ample space for parking and storage. With its perfect balance of space, natural light, and low-maintenance living, this townhouse is ready to welcome you home. Schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,148.23/mo
Estimated Loan Balance
$342,614
Cash to close
$57,731
Interest Paid
$35,751

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Harvest Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Harvest Village Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $240
  • HOA Frequency: $Monthly
Location
  • Region: Wellington

Financial Details

  • Price per Sqft: $207.89
  • Tax Annual Amount: $2440
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $57,731 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $57,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$337,269
Your Cash$57,731
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,539/mo
Traditional @ 7.5%
$2,534/mo
You save $995/month ($11,945/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4531239

Listing From: recolorado

Last updated: 2025-03-14T23:56:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,539 /mo
$2,443 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,731 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $57,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$337,269
Your Cash$57,731
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,539/mo
Traditional @ 7.5%
$2,534/mo
You save $995/month ($11,945/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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