Laura Jewett

Laura Jewett

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Closed

$349,999

($186,079 down)
VA

3646 148th Street W, Rosemount, MN 55068

4
2
1,392 sqft
PITI Monthly
$1,371.4 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

4.15%
7.15%

Principal & Interest

$948 /mo
$1,317 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY
EFFICIENT

Welcome to your quaint and adorable new home, perfect for the first time home buyer. Freshly painted main level spaces. Cozy gas fireplace in the living room with large picture window making the room feel light and airy. Dining room with walk out to your private yard. Efficient kitchen with tons of counter space and cabinets to the ceiling make the best use of space. Newer stainless steel appliances(2024). Two bedrooms and a full bathroom complete the main level. Downstairs is a family room area, two freshly painted bedrooms, updated 3/4 bath, a large laundry room and storage area. Newer AC, water heater, washer/dryer. 6-car concrete driveway installed 2023. Raised garden beds filled and ready to go for spring. Cherry and honeycrisp apple trees, berry bushes including raspberries, and more. Shed with chicken coop and built-in run. Maple trees for tapping syrup and neighbors to help teach you. Parks tucked into the neighborhood make this an incredible place to settle in and call home. Multiple Offers Received: H& B Sunday March 16 5:00pm

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.15
Remaining Loan Term
21 years, 11 months
Monthly PITI
$1,371.4/mo
Estimated Loan Balance
$165,056
Cash to close
$186,079
Interest Paid
$60,486

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Edwin Rahn Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rosemount

Financial Details

  • Price per Sqft: $251.44
  • Tax Annual Amount: $3282
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,079 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $186,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$163,920
Your Cash:$186,079
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$948/mo
Traditional @ 7.5%
$1,366/mo
You save $418/month ($5,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6652090

Listing From: northstar

Last updated: 2025-03-28T18:03:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.15%
7.15%

Principal & Interest

$948 /mo
$1,317 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,079 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $186,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$163,920
Your Cash:$186,079
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$948/mo
Traditional @ 7.5%
$1,366/mo
You save $418/month ($5,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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