Laura Jewett

Laura Jewett

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Under Contract

$435,000

($269,425 down)
FHA

363 Wadsworth Circle, Longmont, CO 80504

4
4
2,201 sqft
PITI Monthly
$1,482.98 /mo

Listing courtesy of: Dominic Jones, Success Realty Experts, LLC

Assumed Rate

3.69%
7.15%

Principal & Interest

$940 /mo
$1,381 /mo

What's Special

REMODELED
DINING
MODERN
FIREPLACE
VAULTED CEILINGS
FINISHED BASEMENT
PATIO
CHARMING
COZY

Welcome to 363 Wadsworth Circle, a charming 4-bedroom, 3.5-bathroom home nestled in the peaceful Kensington neighborhood of Longmont. This 2,274-square-foot residence, built in 1993, offers a perfect blend of comfort and functionality. As you step inside, you'll be greeted by vaulted ceilings and a cozy gas fireplace in the living room, creating a warm and inviting atmosphere. The separate dining room is ideal for hosting gatherings, while the recently remodeled kitchen boasts Caesarstone countertops and oak cabinets, opening up to an expanded back patio, perfect for summer BBQs and morning coffee. The upper level includes the primary bedroom overlooking the backyard, a shared primary bath, and a second bedroom. The third bedroom is adjacent to the garden-level family room and bath. The finished basement includes the fourth bedroom along with recreation room and laundry. Additional features include a fenced backyard, a new roof and furnace installed in 2015, a water heater from 2014, and enhanced attic insulation for improved energy efficiency. The property sits on a 4,356-square-foot lot, offering ample outdoor space for relaxation and recreation. Located in a quiet and charming neighborhood tucked away off 3rd & Lashley, this home is within proximity to schools, parks, and essential amenities, making it a perfect place to call home. Don't miss the opportunity to own this delightful property that combines modern updates with classic charm. Schedule a viewing today and experience all that 363 Wadsworth Circle has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,482.98/mo
Estimated Loan Balance
$295,740
Cash to close
$269,425
Interest Paid
$61,228

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kensington
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Town & Country
  • HOA Amenities: Unknown
  • HOA Fee: $260
  • HOA Frequency: $Annually
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $197.64
  • Tax Annual Amount: $2975
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $269,425 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $269,425!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$165,575
Your Cash:$269,425
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$940/mo
Traditional @ 7.5%
$1,433/mo
You save $493/month ($5,911/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9175268

Listing From: recolorado

Last updated: 2025-04-01T14:31:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$940 /mo
$1,381 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $269,425 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $269,425!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$165,575
Your Cash:$269,425
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$940/mo
Traditional @ 7.5%
$1,433/mo
You save $493/month ($5,911/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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