Laura Jewett

Laura Jewett

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$675,000

($137,827 down)
FHA

36354 Shine Drive, Winchester, CA 92596

4
3
1,931 sqft
PITI Monthly
$4,889.85 /mo

Listing courtesy of: Sylvia Adams, ACE Realty, Inc.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,630 /mo
$3,722 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
LUXURY
FIREPLACE
PATIO
FAMILY-FRIENDLY

Welcome to this beautifully upgraded 4-bedroom, 3-bathroom home in the desirable French Valley area of Winchester, just minutes from Temecula Wine Country and Lake Skinner. Nestled on one of the larger lots in the Tierra Del Sol community, this home offers both luxury and functionality with thoughtful upgrades throughout. Step inside to find an open and inviting floor plan featuring upgraded appliances, a premium design and smart home packages, and a whole-home water softening and purification system. Smart home features include ceiling fans in all bedrooms, a smart hub control panel, remote garage door access and landscape lighting enhance convenience and energy efficiency. Plush upgraded Berber carpet and stylish blinds, including Pottery Barn window coverings, add a designer touch. Matte black door handles, hinges, faucets and accents bring a timeless, sophisticated touch to any home. Complete with a custom-built electric fireplace with chunky distressed wood mantle to house your 75" TV. The backyard is an entertainer’s dream, a spacious detached patio with a ceiling fan, and professionally designed landscaping. New turf ensures a lush, low-maintenance outdoor space, while the fully paid-off solar system provides incredible energy savings. Additional highlights include a 2-car garage with extra hanging shelf storage and an electric car plug-in, rain gutters and no rear neighbors. The community offers a family-friendly environment with a nearby kids’ park, access to scenic hiking trails, and close proximity to shopping and dining. Within the highly regarded public school system, Temecula Valley Unified, recognized for its academic performance, school recognition and High School achievements. Don’t miss the opportunity to own this exceptional home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$4,889.85/mo
Estimated Loan Balance
$541,905
Cash to close
$137,827
Interest Paid
$87,678

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Del Sol
  • HOA Amenities: Unknown
  • HOA Fee: $73
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $349.56
  • Tax Annual Amount: $8437.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,827 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $137,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$537,173
Your Cash$137,827
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,630/mo
Traditional @ 7.5%
$3,861/mo
You save $231/month ($2,777/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25034154

Listing From:

Last updated: 2025-04-01T15:34:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,630 /mo
$3,722 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,827 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $137,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$537,173
Your Cash$137,827
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,630/mo
Traditional @ 7.5%
$3,861/mo
You save $231/month ($2,777/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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