Laura Jewett

Laura Jewett

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$649,000

($649,000 down)
FHA

36315 Ramona Road, Palmdale, CA 93550

4
3
2,196 sqft
PITI Monthly
$3,726.61 /mo

Listing courtesy of: Marielle Epstein, 1st Point Realty

Assumed Rate

%
7.15%

Principal & Interest

$2,617 /mo
$3,936 /mo

What's Special

REMODELED
SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
DOUBLE VANITY
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC
CHARMING
COZY
SOLAR PANELS

Welcome to your dream home! Nestled in a serene cul-de-sac in the heart of Palmdale, this stunning 4-bedroom, 3-bathroom gem offers 2,196 square feet of pure elegance and comfort on a spacious 0.29-acre lot. Step into a bright, high-ceiling living room that creates an inviting atmosphere, and a formal dining area complete with a cozy fireplace perfect for those intimate gatherings. The heart of the home is a chef's dream kitchen featuring dark cabinetry, sleek stainless steel appliances, and ample counter space, making it the ideal spot for everyday cooking or entertaining guests. The expansive master suite is your personal retreat, boasting breathtaking mountain views through a beautiful arched window, a large walk-in closet, and a luxurious double vanity in the en-suite bathroom... as well as recently remodeled bathrooms throughout the home. For added peace of mind, this home comes equipped with paid-off solar panels, offering energy efficiency and savings. Plus, with gated RV access, you'll have the convenience of storing your toys or vehicles with ease. Step outside to your own private paradise an entertainer's dream backyard, complete with lush artificial turf, a charming gazebo, and a covered patio, providing the perfect setting for outdoor living and enjoyment. With impeccable attention to detail, this turn-key beauty is ready for you to move in and make it your own. Don't miss the chance to call this place home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
29 years, 9 months
Monthly PITI
$3,726.61/mo
Estimated Loan Balance
$582,759
Cash to close
$649,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 0
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $295.54
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $649,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $649,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$649,000
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ %
$2,617/mo
Traditional @ 7.5%
$4,083/mo
You save $1,466/month ($17,590/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25513491

Listing From:

Last updated: 2025-04-03T03:58:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$2,617 /mo
$3,936 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $649,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $649,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$649,000
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ %
$2,617/mo
Traditional @ 7.5%
$4,083/mo
You save $1,466/month ($17,590/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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