Laura Jewett

Laura Jewett

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Closed

$515,000

($35,043 down)
VA

3625 Garnet Lane, Lancaster, CA 93535

4
2
1,810 sqft
PITI Monthly
$3,857.1 /mo

Listing courtesy of: Julia Lombardi Spurlin, Pinnacle Estate Properties, Inc.

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,154 /mo
$3,261 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

ATTENTION!! This home qualifies for up to $20,000 grant and special financing!! Amazing opportunity awaits!! Welcome to 3625 Garnet Lane where you will find a beautifully upgraded 4 bedroom, 2 bathroom, 1810 sq ft single story home. This home has an exceptional open floor plan layout that you are sure to love. As you enter the home, you come in through a wide and welcoming hallway to the main living area where the living room and kitchen are extremely spacious and open. White cabinets, stainless steel appliances, large pantry, granite counters with laminate wood flooring which is open to the dining room with a sliding glass door to back yard. This floor plan offers privacy between the bedrooms with separate hallways to the rooms. High ceilings, large window & lots of space in this primary bedroom with attached primary bath. The bathroom has dual sink vanity as well a huge walk-in closet. The laundry room is conveniently located indoors just off the attached 2 car garage with direct access. The back yard has a nice patio which extends to the side of the house, trees, grass with block & vinyl fencing. This home offers great commuting features with a 21 minute commute to South Gate Edwards AFB, 10 minutes to Northrup Grumman Plant, and 19 minutes to the Lockheed Martin Plant 42.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,857.1/mo
Estimated Loan Balance
$482,055
Cash to close
$35,043
Interest Paid
$38,204

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $284.53
  • Tax Annual Amount: $6437.5
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $35,043 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $35,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$479,957
Your Cash$35,043
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,154/mo
Traditional @ 7.5%
$3,383/mo
You save $229/month ($2,742/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24189449

Listing From:

Last updated: 2025-03-27T21:39:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,154 /mo
$3,261 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,043 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $35,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$479,957
Your Cash$35,043
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,154/mo
Traditional @ 7.5%
$3,383/mo
You save $229/month ($2,742/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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