Laura Jewett

Laura Jewett

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Closed

$520,000

($399,518 down)
FHA

3625 N Clayton Street, Denver, CO 80205

3
2
1,599 sqft
PITI Monthly
$1,337.36 /mo

Listing courtesy of: Thomas Grant, The Principal Team

Assumed Rate

4.37%
7.15%

Principal & Interest

$772 /mo
$1,045 /mo

What's Special

DINING
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FLEX SPACE
DECK
PATIO
MATURE TREES
CHARMING

This beautiful 3-bedroom home in Denver's Clayton neighborhood has everything you're looking for! An oasis in the city, this home features a charming facade and a lush front yard with beautiful lilac, mature trees, and a fantastic patio. Inside, you'll find a sunny living and dining area, recently refinished hardwood floors, and new carpet. The open kitchen is perfect for gathering with friends and preparing a meal. It includes ample counter space, granite countertops, stainless steel appliances, and wood cabinetry with crown molding. There's also a pantry for storage. Retreat to the family room in the back of the home to watch the game or enjoy views of the peaceful backyard. The backyard is another ideal place to gather or enjoy all Colorado offers. There's a lovely deck with an attached pergola and plenty of room for seating and dining outside. The yard is fully fenced. There are two bedrooms on the main floor. Upstairs, the primary suite includes hardwood flooring, a walk-in closet and a full bath. A flex space is also a perfect spot for a desk. You can also see the mountains and downtown from upstairs. You'll appreciate the peace of mind that comes with knowing that the furnace and water heater are brand new. A new electric panel was installed in 2009. Mini-splits keep this home comfortable year-round, and the washer and dryer are included. Schedule your showing today and come take a look before it's gone.

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
18 years, 5 months
Monthly PITI
$1,337.36/mo
Estimated Loan Balance
$143,558
Cash to close
$399,518
Interest Paid
$69,673

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Victorian
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1896
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Clayton
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $325.2
  • Tax Annual Amount: $3466
  • On Market Date: 2024-05-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $399,518 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $399,518!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$120,482
Your Cash:$399,518
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$772/mo
Traditional @ 7.5%
$1,084/mo
You save $312/month ($3,744/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2492237

Listing From: recolorado

Last updated: 2024-10-01T18:05:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$772 /mo
$1,045 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $399,518 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $399,518!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$120,482
Your Cash:$399,518
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$772/mo
Traditional @ 7.5%
$1,084/mo
You save $312/month ($3,744/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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