Laura Jewett

Laura Jewett

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Pending

$610,000

($438,624 down)
FHA

36249 N 7TH Street, Phoenix, AZ 85086

2
2
1,184 sqft
PITI Monthly
$1,470.28 /mo

Listing courtesy of: Jayson Paulus, My Home Group Real Estate

Assumed Rate

3.9%
7.15%

Principal & Interest

$948 /mo
$1,357 /mo

What's Special

NO HOA

Large private lot of 1.235 acres with no HOA—perfect for a home business or the ultimate hobbyist! Whether you're into woodworking, automotive work, or other trades, the options are endless. The main home and RV garage roofs are just 4 years old, and the AC is 3 years old. The property features a robust electrical setup with 300 amps at the shop and 100 amps at the house, totaling 400 amps. Don't miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,470.28/mo
Estimated Loan Balance
$172,154
Cash to close
$438,624
Interest Paid
$53,440

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Chain Link, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1997
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: METES AND BOUNDS
  • Features: Horse Facility
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $515.2
  • Tax Annual Amount: $2561
  • On Market Date: 2025-02-28T16:40:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,624 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $438,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$171,376
Your Cash:$438,624
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$948/mo
Traditional @ 7.5%
$1,408/mo
You save $460/month ($5,520/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6827859

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-11T21:06:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$948 /mo
$1,357 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,624 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $438,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$171,376
Your Cash:$438,624
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$948/mo
Traditional @ 7.5%
$1,408/mo
You save $460/month ($5,520/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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