Laura Jewett

Laura Jewett

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Closed

$512,500

($40,495 down)
VA

3620 Fletcher Street, Loveland, CO 80538

3
3
1,447 sqft
PITI Monthly
$3,144.89 /mo

Listing courtesy of: Ryan Andre, Sears Real Estate

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,783 /mo
$3,304 /mo

What's Special

REMODELED
RENOVATED
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
CLUBHOUSE

Are you ready to be wowed by the interior updates for this home. This renovated 3 bed, 3 bath 2 story is located on a nice corner lot in the north west corner of Loveland near Ponderosa Elementary & Mehaffey Park. The seller has repainted the interior, laid new luxury vinyl flooring throughout the main floor, updated the fireplace surround, refreshed the laundry, & remodeled all 3 bathrooms. One of the show stoppers is the new kitchen featuring, white shaker cabinets with black hardware, new quarts counters, white subway tile back splash, & stainless steel appliances. The seller will also be replacing the carpet upon move out for the new buyer & leaving the whole house water filtration system with Reverse Osmosis under the kitchen sink. On the exterior you will find a lovely yard with mature landscaping, custom clubhouse for the kids & a nice hot tub to relax in. The subdivision is nestled close to the foothills & offers 2 pocket parks. Come check out this fabulous home today.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,144.89/mo
Estimated Loan Balance
$472,614
Cash to close
$40,495
Interest Paid
$70,724

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Enclave at Enchantment Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Enchantment Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $525
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $354.18
  • Tax Annual Amount: $2339
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $40,495 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$472,005
Your Cash$40,495
Total Purchase Price:$512,500

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,783/mo
Traditional @ 7.5%
$3,427/mo
You save $643/month ($7,721/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1026774

Listing From: recolorado

Last updated: 2025-03-10T22:41:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,783 /mo
$3,304 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,495 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$472,005
Your Cash$40,495
Total Purchase Price:$512,500

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,783/mo
Traditional @ 7.5%
$3,427/mo
You save $643/month ($7,721/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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