Laura Jewett

Laura Jewett

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Under Contract

$409,000

($56,953 down)
VA

3620 N ASPEN Drive, Avondale, AZ 85392

3
2
1,441 sqft
PITI Monthly
$1,889.3 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,584 /mo
$2,571 /mo

What's Special

DINING
MODERN
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO

Located on a huge homesite, this nicely updated home offers 3 bedrooms & 2 baths in 1441 SqFt of living space with an open great room layout. The great room features a wood-burning fireplace and lots of windows for natural light. The kitchen has white cabinetry with hardware, granite countertops, modern subway tile backsplash, stainless appliances, and a dining area with bay window. Sliding glass doors lead out to a fabulous backyard complete with a sparkling pool, lots of grass for kids and pets to play on, a large, covered patio and lots of room on either side yard for parking toys. The primary bedroom has double door entry, a walk-in closet, and a beautiful bath with dual sink vanity, framed mirror, and separate tub and shower with subway tile surrounds. Other features include granite countertops in both baths, designer light fixtures, an RV gate, and a 2-car garage.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,889.3/mo
Estimated Loan Balance
$353,509
Cash to close
$56,953
Interest Paid
$36,357

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: UDC Homes

Community & HOA

Community
  • Subdivision: HORIZONS WEST 1 LOTS 1-141 LOTS A-E L1-L3
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Garden Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $360
  • HOA Frequency: $Semi-Annually
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $283.83
  • Tax Annual Amount: $1859
  • On Market Date: 2025-03-11T20:40:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,953 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$352,047
Your Cash$56,953
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,584/mo
Traditional @ 7.5%
$2,667/mo
You save $1,082/month ($12,989/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6833635

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T00:35:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,584 /mo
$2,571 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,953 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$352,047
Your Cash$56,953
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,584/mo
Traditional @ 7.5%
$2,667/mo
You save $1,082/month ($12,989/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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