Laura Jewett

Laura Jewett

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Closed

$980,000

($934,623 down)
FHA

3617 Desert Rose Drive, Loveland, CO 80537

4
3
3,790 sqft
PITI Monthly
$1,264.07 /mo

Listing courtesy of: Jeanice Prohs, Glen Marketing

Assumed Rate

2.75%
7.15%

Principal & Interest

$621 /mo
$831 /mo

What's Special

SPACIOUS
CUSTOM BUILT
FIREPLACE
SOAKING TUB
WET BAR
DECK

Welcome home to this gorgeous home in southwest Loveland. There is uncompromising quality throughout. Main floor boasts stately office w/ custom built in cabinets and planation shutters. Sprawling great room has cathedral ceilings, gas fireplace with solid wood mantle surround, custom planation shutters and hand troweled wall texture. Covered back porch has privacy screening and extended concrete area as well as large outdoor fireplace. Well-appointed kitchen w/ high end granite, designer tile backsplash, upgraded appliances including drawer microwave and gas range, this coupled with the roomy pantry make it a chef's dream. Primary suite is a spacious retreat w/ upgraded LVP flooring, shiplap and built in cabinetry, Spacious ensuite bathroom has soaking tub, separate water closet & walk in closet with built-ins. There are also two nice sized guest bedrooms on the main floor. The laundry room has utility sink, knotty alder cabinets & folding space. This oversized 3 car garage deserves bragging rights!! Racedeck flooring is durable and impressive. There is ship lap wall siding and a built in workbench. The basement finish has same superior quality as the main with massive rec room with wet bar, workout room and guest bedroom and bathroom. Your guests will never want to leave!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.75
Remaining Loan Term
6 years, 6 months
Monthly PITI
$1,264.07/mo
Estimated Loan Balance
$74,801
Cash to close
$934,623
Interest Paid
$16,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Dakota Glen
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Dakota Glen Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $800
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $258.58
  • Tax Annual Amount: $4333.85
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $934,623 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $934,623!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$45,377
Your Cash:$934,623
Total Purchase Price:$980,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$621/mo
Traditional @ 7.5%
$850/mo
You save $229/month ($2,742/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024368

Listing From: recolorado

Last updated: 2025-03-03T19:01:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.75%
7.15%

Principal & Interest

$621 /mo
$831 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $934,623 (95%)
You can enter any amount below - secondary financing will cover the difference if needed.
95%
$

You cover the entire equity of $934,623!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$45,377
Your Cash:$934,623
Total Purchase Price:$980,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$621/mo
Traditional @ 7.5%
$850/mo
You save $229/month ($2,742/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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