Laura Jewett

Laura Jewett

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$519,999

($83,412 down)
FHA

3613 Garnet Lane, Lancaster, CA 93535

4
2
1,810 sqft
PITI Monthly
$3,174.7 /mo

Listing courtesy of: Lidia Guzman, BGA Properties Inc

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,140 /mo
$3,117 /mo

What's Special

SPACIOUS
MODERN
MASTER SUITE
SPRINKLER SYSTEM
EFFICIENT
SOLAR PANELS

“This home is eligible for a $10,000 GRANT for closing costs or $15,000 forgivable loan (DPA) available to pay for closing costs and down payment.Stunning 4-Bedroom Home with Modern Upgrades! Step into this beautifully maintained 2019 Home, offering like-new features and a thoughtfully designed open floor plan. The spacious living area boasts elegant wood laminate flooring, creating a warm and inviting atmosphere. The chef's kitchen is a standout, featuring a large granite island, expansive countertops, and ample storage with sleek white cabinets—perfect for cooking and entertaining. The private master suite is thoughtfully positioned away from the other bedrooms, ensuring a peaceful retreat. Enjoy the benefits of modern energy-efficient upgrades, including a tankless water heater, solar panels, fire sprinkler system, smart temperature control, and a Ring doorbell. The low-maintenance front yard features a zero-scape design, while the sprinkler drip system keeps landscaping effortless. A spacious two-car garage completes this exceptional home. Don't miss out on this move-in-ready gem! Schedule your showing today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,174.7/mo
Estimated Loan Balance
$437,356
Cash to close
$83,412
Interest Paid
$50,631

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Solar
Features
  • Materials: CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • CopperPlumbing
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $287.29
  • Tax Annual Amount: $6499.99
  • On Market Date: 2025-02-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,412 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $83,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$436,587
Your Cash$83,412
Total Purchase Price:$519,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,140/mo
Traditional @ 7.5%
$3,233/mo
You save $1,093/month ($13,118/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25040137

Listing From:

Last updated: 2025-03-10T09:04:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,140 /mo
$3,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,412 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $83,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$436,587
Your Cash$83,412
Total Purchase Price:$519,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,140/mo
Traditional @ 7.5%
$3,233/mo
You save $1,093/month ($13,118/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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