Laura Jewett

Laura Jewett

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Closed

$438,500

($225,684 down)
FHA

3609 Alcott Drive, Bakersfield, CA 93311

3
2
1,742 sqft
PITI Monthly
$1,991.76 /mo

Listing courtesy of: Shanti Brinsfield, Watson Realty ERA

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,197 /mo
$1,800 /mo

What's Special

SERENE
DINING
CUSTOM BUILT
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
WET BAR
CHARMING
COZY

Welcome to this stunning 3BR, 2BA residence that checks all the boxes! This property is situated on a large lot & offers a pool, fire pit, and even potential RV parking. Inside, you’ll appreciate the smart use of space, feat. custom built-ins & abundant storage throughout. Enjoy formal living & dining areas that provide a serene view of the atrium. The cozy family room is perfect for entertaining, complete w/ a wet bar & a fireplace featuring a raised hearth & oak mantel. The kitchen is a chef's dream, offering plenty of cabinetry, a pantry, & a charming garden window above the sink that brightens your breakfast nook. Retreat to the primary BR, which boasts a walk-in closet & French doors leading to your backyard oasis. The updated primary BA features a newer shower & vanity for added comfort. Recent upgrades include a fresh exterior paint job, as well as newer HVAC and roof, ensuring you can move in with peace of mind. Don't miss this fantastic opportunity—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,991.76/mo
Estimated Loan Balance
$214,535
Cash to close
$225,684
Interest Paid
$80,428

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: FairCondition, Masonry, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Brick, Stucco
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $251.72
  • Tax Annual Amount: $5481.25
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $225,684 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $225,684!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$212,816
Your Cash:$225,684
Total Purchase Price:$438,500

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,197/mo
Traditional @ 7.5%
$1,867/mo
You save $670/month ($8,046/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24201390

Listing From:

Last updated: 2024-11-18T00:46:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,197 /mo
$1,800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,684 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $225,684!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$212,816
Your Cash:$225,684
Total Purchase Price:$438,500

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,197/mo
Traditional @ 7.5%
$1,867/mo
You save $670/month ($8,046/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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