Laura Jewett

Laura Jewett

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Closed

$670,000

($72,840 down)
VA

3592 Turquoise Lane, Oceanside, CA 92056

2
2
1,456 sqft
PITI Monthly
$4,655.79 /mo

Listing courtesy of: Angela Pinamonti, Real Broker

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,771 /mo
$4,128 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
DOUBLE VANITY
SOAKING TUB
PATIO
CLUBHOUSE
CHARMING
COZY

Welcome to this charming 55+ single-story home in the heart of Oceanside’s Emerald Lake Village, perfectly positioned on a prime corner lot with refreshing coastal breezes year-round. This beautifully maintained home features a bright, open layout with a seamless flow between the living, dining, and kitchen areas, plus an additional cozy living room with a fireplace. BRAND NEW ROOF. Fridge, Washer and Dryer to Convey. The thoughtful floor plan includes a guest bedroom, a spacious laundry room with ample cabinetry and a built-in desk, and direct access to the attached 2-car garage. On the other side of the home, the private primary suite boasts a large walk-in closet with built-ins, an ensuite bathroom with a soaking tub and double vanity, and patio access for a tranquil retreat. Outside, enjoy a shaded patio perfect for entertaining and 2 mature lemon trees, and 1 orange tree adding a touch of charm. Gated Community features pool, spa and clubhouse. Nestled near Calavera Mountain trails, parks, and Oceanside’s best amenities, this home is a rare find—don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$4,655.79/mo
Estimated Loan Balance
$599,731
Cash to close
$72,840
Interest Paid
$78,900

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban
HOA
  • Has HOA: Yes
  • HOA Name: MGR Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $245
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $460.16
  • Tax Annual Amount: $8375
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $72,840 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $72,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$597,160
Your Cash$72,840
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,771/mo
Traditional @ 7.5%
$4,282/mo
You save $511/month ($6,129/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500985

Listing From:

Last updated: 2025-03-24T14:51:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,771 /mo
$4,128 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $72,840 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $72,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$597,160
Your Cash$72,840
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,771/mo
Traditional @ 7.5%
$4,282/mo
You save $511/month ($6,129/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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