Laura Jewett

Laura Jewett

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$649,000

($261,886 down)
VA

3591 S Sundown Ln, Oceanside, CA 92056

2
2
1,148 sqft
PITI Monthly
$2,725.83 /mo

Listing courtesy of: Joe Violi, Pacific Sotheby's International Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,862 /mo
$2,897 /mo

What's Special

REMODELED
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
CLUBHOUSE
COZY

Save tens of thousands when buying this home over recent sales in the community. Property has been dramatically discounted for adjacent street noise but you'll be shocked at how quiet the home is inside due to the double pane vinyl windows, sliding glass doors, and fence. This completely remodeled & immaculately maintained single story end unit townhome has a 2-car garage, fully fenced private yard, and is located in the beautiful 55 & up community of "Pacifica" in Oceanside. Situated on the edge of Carlsbad just south of the I-78 and only a 1/4 mile from Calavera Hills Lake with great hiking trails & nature exploration. Also conveniently located close to grocery stores, clothing stores, hobby stores, coffeeshops & more. The kitchen features granite slab counters, pendant lights, maple cabinets, bar seating, and a built-in buffet cabinet with granite countertop in the dining area. The living room has a cozy fireplace, ceiling fan, and crown molding. Other quality features include air conditioning, double pane windows and sliding glass doors throughout the home for your temperature and sound comfort. The spacious main bedroom features a sliding glass door directly to the patio yard, ceiling fan, custom stone walk-in shower, remodeled vanity, a regular mirror closet and also a walk-in closet! On the opposite side of home you have a private second bedroom with a custom closet, ceiling fan, and separate fully remodeled full bathroom. Community amenities include: an updated clubhouse, sparkling pool/spa, tennis court, pickleball court, shuffleboard and surprisingly large private park with concrete walking path to enjoy! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,725.83/mo
Estimated Loan Balance
$387,932
Cash to close
$261,886
Interest Paid
$62,624

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Flat
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Pacifica
  • HOA Amenities: Unknown
  • HOA Fee: $445
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $565.33
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $261,886 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $261,886!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$387,114
Your Cash$261,886
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,862/mo
Traditional @ 7.5%
$3,006/mo
You save $1,143/month ($13,718/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018392SD

Listing From:

Last updated: 2025-04-03T23:10:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,862 /mo
$2,897 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $261,886 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $261,886!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$387,114
Your Cash$261,886
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,862/mo
Traditional @ 7.5%
$3,006/mo
You save $1,143/month ($13,718/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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