Laura Jewett

Laura Jewett

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Closed

$635,000

($78,916 down)
FHA

3588 Ash Street, Lake Elsinore, CA 92530

4
3
2,330 sqft
PITI Monthly
$3,788.57 /mo

Listing courtesy of: Samantha Porter, OC Signature Properties

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,217 /mo
$3,865 /mo

What's Special

DINING
MODERN
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
PATIO
COZY

"Welcome to 3588 Ash St, a beautiful 4-bedroom, 3-bathroom. The main floor offers a 5th bedroom or office. This lovely home is located in the desirable Elsinore Terrace of Lake Elsinore, offering 2330 sq ft of modern living space. As you enter, you'll be welcomed by the formal living room featuring recessed lighting and plantation shutters. A high-volume ceiling separates the living room from the dining area. The first level flooring boasts wood-like tile flooring throughout. The kitchen is equipped with beautiful contour tops and plenty of storage throughout. The open kitchen leads to the cozy family room with an inviting fireplace and built-in cabinet. The downstairs bathroom has a beautiful tile shower, bathroom tile wall, and a gorgeous vanity. Offering a private laundry room. The sizeable primary suite on the second level features a ceiling fan and new glass closet doors. The primary bath includes a separate shower, soaking tub, and dual sink vanity. The backyard features a covered patio, ideal for outdoor gatherings. Multiple seating areas offer versatility for relaxation and entertaining. It is conveniently located close to an elementary school, parks, hiking trails, and freeway access. "Virtual furniture staging, including dishwasher and oven."

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,788.57/mo
Estimated Loan Balance
$557,494
Cash to close
$78,916
Interest Paid
$78,573

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Brick, Glass, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Brick, Glass, Concrete, Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Hiking, Lake, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Elsinore Terrace
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $272.53
  • Tax Annual Amount: $
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $78,916 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $78,916!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$556,084
Your Cash$78,916
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,217/mo
Traditional @ 7.5%
$4,009/mo
You save $792/month ($9,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24188131

Listing From:

Last updated: 2025-01-14T01:19:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,217 /mo
$3,865 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,916 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $78,916!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$556,084
Your Cash$78,916
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,217/mo
Traditional @ 7.5%
$4,009/mo
You save $792/month ($9,505/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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