Laura Jewett

Laura Jewett

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Closed

$800,000

($73,939 down)
VA

35851 Esperia Way, Fallbrook, CA 92028

3
3
2,285 sqft
PITI Monthly
$4,551.13 /mo

Listing courtesy of: Maurice Watkins, Allison James Estates & Homes

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,439 /mo
$5,167 /mo

What's Special

DINING
SPACIOUS
LANDSCAPED
CLUBHOUSE

Welcome to this stunning and well maintained 3-bedroom, 3-bathroom home located in the highly desirable Saratoga community. As you enter, you’ll immediately appreciate the open, airy floor plan. The kitchen boasts a large island, and is open to the dining room and living room, making it perfect for entertaining. This property is equipped with PAID OFF SOLAR, providing significant energy savings, along with a water softener, water filtration system, and a tankless water heater. The primary suite, located on the main floor, is a private retreat featuring a spacious layout, an en-suite bathroom, and ample closet space. Another bedroom and full bathroom are conveniently located on the main level as well. The second floor opens up to a versatile loft area, ideal for a secondary living space. Completing the upstairs is the third bedroom and a full bathroom. Enjoy harvesting fresh fruit from your own private orchard, while the fully landscaped backyard creates a peaceful setting for outdoor relaxation or entertaining. The backyard is home to a variety of 9 fruit trees, including loquat, cherry, peach, apricot, fig, mango, lemon, apple, and nectaplum. The Saratoga community offers a range of resort-style amenities, including a stunning clubhouse, a sparkling pool, and spa. Don’t miss the chance to make this exceptional property your own. This home will not last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.51
Remaining Loan Term
27 years, 0 months
Monthly PITI
$4,551.13/mo
Estimated Loan Balance
$731,286
Cash to close
$73,939
Interest Paid
$78,265

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: GoodCondition, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fallbrook
  • Features: Curbs, Park, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Horse Creek Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $205
  • HOA Frequency: $Monthly
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $350.11
  • Tax Annual Amount: $10000
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $73,939 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $73,939!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$726,061
Your Cash$73,939
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,439/mo
Traditional @ 7.5%
$5,359/mo
You save $1,920/month ($23,040/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24215286

Listing From:

Last updated: 2025-02-19T19:46:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,439 /mo
$5,167 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,939 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $73,939!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$726,061
Your Cash$73,939
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,439/mo
Traditional @ 7.5%
$5,359/mo
You save $1,920/month ($23,040/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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