Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$325,000

($30,806 down)
FHA

3575 N MONTOYA Lane, Casa Grande, AZ 85122

3
2
1,542 sqft
PITI Monthly
$1,826.34 /mo

Listing courtesy of: Peggie Jean Herron-Simmons, Realty Marketing Group

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,334 /mo
$2,118 /mo

What's Special

LOCATION
WALK-IN CLOSET

Rare opportunity for a never again low interest rate. This home has an assumable FHA LOAN of 2.75%. MUST Qualify. It is better than new. Enter into this home with an expanded entry hallway. Split bedrooms. Open floor plan that's perfect for entertaining. Upgraded home with Granite kitchen counter Expresso color cabinets. Owners suite with large walk-in closet, dual sinks, private water closet. Window treatments in, Smart home with Ring door bell camera and other features. Security Alarm. This one is ready for immediate occupancy. Mounted Wall TV's Stay with the home along with Washer Dryer and Fridge. Relocation forces this sale.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,826.34/mo
Estimated Loan Balance
$295,352
Cash to close
$30,806
Interest Paid
$30,999

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: D R HORTON

Community & HOA

Community
  • Subdivision: GILA BUTTES PHASE 1
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Gila Buttes
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Casa Grande

Financial Details

  • Price per Sqft: $210.77
  • Tax Annual Amount: $1440
  • On Market Date: 2024-11-15T06:50:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,806 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $30,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$294,194
Your Cash$30,806
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,334/mo
Traditional @ 7.5%
$2,197/mo
You save $863/month ($10,358/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6784205

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T13:57:24.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,334 /mo
$2,118 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,806 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $30,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$294,194
Your Cash$30,806
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,334/mo
Traditional @ 7.5%
$2,197/mo
You save $863/month ($10,358/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.