Laura Jewett

Laura Jewett

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Closed

$439,000

($127,198 down)
FHA

3571 Desanie Cir, Bay Point, CA 94565

2
1
859 sqft
PITI Monthly
$2,331.59 /mo

Listing courtesy of: Joanne Mendoza, BHHS Drysdale Properties

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,957 /mo
$2,144 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
NO HOA

Price Reduction! Perfect starter, meticulously maintained 2 bedrooms, 1 bathroom Duet style with NO HOA. Residence offers 859sf of space and 3,000 square foot lot. Features spacious living room with neutral tone tile floors, vaulted ceiling creating an airy and welcoming ambiance bathed in natural light. Sparking updated Kitchen and Dining room combo features updated cabinets with hardware to match, vinyl plank flooring and stainless steel appliances. Attached 2-car garage provides easy access and ample storage. Venture outdoors to the freshly landscape and terraced backyard, low-maintenance serene space ideal for entertaining. Don't miss the opportunity to make this bright and spacious home yours! Easy access to shopping and freeway.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$2,331.59/mo
Estimated Loan Balance
$312,457
Cash to close
$127,198
Interest Paid
$39,296

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch, Traditional
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: LYNBROOK
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bay Point

Financial Details

  • Price per Sqft: $511.06
  • Tax Annual Amount: $
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,198 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $127,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$311,802
Your Cash$127,198
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,957/mo
Traditional @ 7.5%
$2,224/mo
You save $267/month ($3,208/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41071229

Listing From:

Last updated: 2024-11-04T14:18:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$1,957 /mo
$2,144 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,198 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $127,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$311,802
Your Cash$127,198
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$1,957/mo
Traditional @ 7.5%
$2,224/mo
You save $267/month ($3,208/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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