Laura Jewett

Laura Jewett

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$799,000

($81,801 down)
FHA

3551 Keystone Loop, Discovery Bay, CA 94505

5
3
3,030 sqft
PITI Monthly
$4,872.48 /mo

Listing courtesy of: Michael Guzzardo, Corcoran Icon Properties

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,270 /mo
$5,279 /mo

What's Special

GATED COMMUNITY
SERENE
SPACIOUS
GRANITE COUNTERTOPS

A beautifully maintained residence located in the highly sought-after Lakeshore gated community in Discovery Bay, CA. This exceptional property offers over 3,030 square feet of living space, featuring 4 bedrooms plus an office (potential bedroom 5) and 2.5 bathrooms. The home is ideally situated just two doors from the lake, providing a serene and picturesque setting. Upon entering, you will be greeted by the elegance of Spanish porcelain tile flooring that extends throughout the bottom floor and all bathrooms. The primary bedroom is conveniently located on the main level, offering privacy and ease of access. The upper level boasts a spacious bonus loft, perfect for a variety of uses, along with three additional bedrooms. The kitchen is a chef's delight, equipped with maple cabinets, granite countertops, and an open-concept design that flows seamlessly into the family room. This area is bathed in natural light, creating a warm and inviting atmosphere. The home is pre-wired for audio and features a two-zone A/C system for optimal comfort. All side and back windows are tinted to protect against UV rays and enhance energy efficiency. The exterior of the property is equally impressive, with a meticulously manicured backyard featuring Venetian paver patterns and an elevated garden.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$4,872.48/mo
Estimated Loan Balance
$721,715
Cash to close
$81,801
Interest Paid
$82,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: LAKESHORE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: LAKESHORE HOA
  • HOA Amenities: Unknown
  • HOA Fee: $193
  • HOA Frequency: $Monthly
Location
  • Region: Discovery Bay

Financial Details

  • Price per Sqft: $263.7
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $81,801 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $81,801!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$717,199
Your Cash$81,801
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,270/mo
Traditional @ 7.5%
$5,476/mo
You save $2,206/month ($26,468/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091421

Listing From:

Last updated: 2025-04-03T05:59:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,270 /mo
$5,279 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,801 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $81,801!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$717,199
Your Cash$81,801
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,270/mo
Traditional @ 7.5%
$5,476/mo
You save $2,206/month ($26,468/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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