Laura Jewett

Laura Jewett

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Closed

$480,000

($30,733 down)
VA

3550 Ruffin Rd UNIT 134, San Diego, CA 92123

2
1
792 sqft
PITI Monthly
$2,956.83 /mo

Listing courtesy of: Erick Gydesen, Big Block Realty, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,290 /mo
$3,174 /mo

What's Special

SPACIOUS
RENOVATED
CHARMING

Recently Renovated by the owners! 2-bedroom, 1-bathroom residence situated in the charming Serra Mesa neighborhood. Centrally located to San Diego's finest amenities! VA approved community that includes a refreshing pool, ideal for summer relaxation. Enjoy a spacious, light-filled layout designed for entertaining and seamless indoor/outdoor living. This secluded unit is nestled within the complex, shielded from any road or pool noise.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,956.83/mo
Estimated Loan Balance
$451,439
Cash to close
$30,733
Interest Paid
$55,752

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Electric
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: SeeRemarks
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Serra Mesa
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sunburst HOA
  • HOA Amenities: Unknown
  • HOA Fee: $375
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $606.06
  • Tax Annual Amount: $6000
  • On Market Date: 2024-08-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $30,733 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $30,733!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$449,267
Your Cash$30,733
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,290/mo
Traditional @ 7.5%
$3,293/mo
You save $1,003/month ($12,031/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240018635SD

Listing From:

Last updated: 2024-09-25T02:01:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,290 /mo
$3,174 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,733 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $30,733!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$449,267
Your Cash$30,733
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,290/mo
Traditional @ 7.5%
$3,293/mo
You save $1,003/month ($12,031/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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