Laura Jewett

Laura Jewett

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$539,900

($306,140 down)
FHA

3547 N 145TH Avenue, Goodyear, AZ 85395

4
3
2,465 sqft
PITI Monthly
$1,824.67 /mo

Listing courtesy of: Cassandra Sherman, Arizona Team Realty, LLC

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,185 /mo
$1,757 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
PATIO
PRIVATE BACKYARD
IRRIGATION SYSTEM

This beautiful home exudes pride of ownership and has been nicely updated with a NEW roof, 2 NEW AC units, NEW water softener, NEW vinyl framed windows, exterior paint (2020), NEW LED lighting, a completely REMODELED kitchen and is within close proximity to schools, shopping and restaurants. Upon entering, you'll find a bright and open formal sitting area along with soaring ceilings at entry and oversized tile throughout the entire first floor. The kitchen includes stylish soft-close cream cabinets with 4'' crown molding, glass inserts & chrome hardware. The timeless granite and backsplash are the perfect complement! Top it off with all NEW stainless steel Samsung appliances! Head upstairs to the primary bedroom with ensuite and 3 nice size bedrooms that share a secondary bathroom with dual sinks. A sizeable loft overlooks the entrance and has striking custom metal railing. French doors lead you to a spacious, private backyard with no neighbors behind, an extended covered patio, concrete seating area and wood burning fire pit. Enjoy your own lemon tree plus the newly built vegetable/herb garden with watering system. Additional features include 2 x 6 construction, a 9.32 kW solar system, 3 car garage with 4' extension, insulated garage doors with new springs and openers, new landscape irrigation system, surround sound at the family room, central vac system, fresh air UV filtration system, ceilings fans and window treatments. Palm Valley is a master planned community with numerous parks, walking paths, golf course and is conveniently located near the I-10 and Loop 303 Freeways.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,824.67/mo
Estimated Loan Balance
$235,192
Cash to close
$306,140
Interest Paid
$44,804

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2002
Details
  • Builder: Golden Heritage Homes

Community & HOA

Community
  • Subdivision: PALM VALLEY PHASE 3B
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Palm Valley HOA
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Goodyear

Financial Details

  • Price per Sqft: $219.03
  • Tax Annual Amount: $3461
  • On Market Date: 2025-03-26T21:00:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $306,140 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $306,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$233,760
Your Cash:$306,140
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,185/mo
Traditional @ 7.5%
$1,822/mo
You save $637/month ($7,641/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841324

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T23:58:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,185 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $306,140 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $306,140!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$233,760
Your Cash:$306,140
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,185/mo
Traditional @ 7.5%
$1,822/mo
You save $637/month ($7,641/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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