Laura Jewett

Laura Jewett

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Closed

$439,900

($182,745 down)
FHA

3545 Libby Lane, Yuba City, CA 95993

3
2
1,750 sqft
PITI Monthly
$1,777.89 /mo

Listing courtesy of: Kal Johal, Keller Williams Realty Yuba City

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,416 /mo
$2,016 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO

3545 Libby Ln is definitely a nice place to call home! 3bd 2ba 1750sqft 2car garage home, Nicely situated in the Walnut Park Estates in Northwest Yuba City. The minute you enter this Great home it will appeal to you with it's open modern floor plan. You will love the Open Kitchen which makes it easy to attend family & guests on the adjacent family room even while cooking. Fully equipped Kitchen has nice granite counter-tops, island with dining bar, outside access & pantry closet. Spacious master bedroom with full bath and walk-in closet. Overall nice size bedrooms. Inside Laundry room. Enjoy the low maintenance backyard with concrete patio ready for what your heart desires... Close to schools, parks, shopping and freeway access. Don't miss out on this nice move in ready home! Come see it today!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
22 years, 10 months
Monthly PITI
$1,777.89/mo
Estimated Loan Balance
$257,723
Cash to close
$182,745
Interest Paid
$78,762

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Yuba City

Financial Details

  • Price per Sqft: $251.37
  • Tax Annual Amount: $5498.75
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $182,745 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $182,745!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$257,155
Your Cash$182,745
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,416/mo
Traditional @ 7.5%
$2,091/mo
You save $675/month ($8,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25005575

Listing From:

Last updated: 2025-04-01T22:42:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,416 /mo
$2,016 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,745 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $182,745!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$257,155
Your Cash$182,745
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,416/mo
Traditional @ 7.5%
$2,091/mo
You save $675/month ($8,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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