Laura Jewett

Laura Jewett

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Active

$728,999

($105,812 down)
VA

353 61St Street, San Diego, CA 92114

3
3
1,352 sqft
PITI Monthly
$5,186.92 /mo

Listing courtesy of: Kevin Chhum, ShoppingSDHouses

Assumed Rate

6.9%
7.15%

Principal & Interest

$4,211 /mo
$4,318 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
MODERN
LOW HOA FEES

VA/FHA Approved – Discover your dream home in the heart of San Diego! This 3-bedroom, 3-bath property offers 1,352 sq. ft. of thoughtfully designed living space. With two master bedrooms featuring private en-suite bathrooms and a main-level bedroom ideal for guests or an office, this home provides comfort and flexibility for any lifestyle. Modern upgrades include paid-off solar, a new washer and dryer, and professionally designed landscaping, all with low HOA fees for added value. Located less than 15 minutes from downtown San Diego and military bases, this home is close to shopping, dining, schools, and entertainment. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,186.92/mo
Estimated Loan Balance
$624,431
Cash to close
$105,812
Interest Paid
$101,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Sunset Views Condo Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $87
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $539.2
  • Tax Annual Amount: $9112.49
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $105,812 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$623,187
Your Cash$105,812
Total Purchase Price:$728,999

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$4,211/mo
Traditional @ 7.5%
$4,479/mo
You save $268/month ($3,221/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501903

Listing From:

Last updated: 2025-03-29T01:33:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$4,211 /mo
$4,318 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,812 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$623,187
Your Cash$105,812
Total Purchase Price:$728,999

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$4,211/mo
Traditional @ 7.5%
$4,479/mo
You save $268/month ($3,221/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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