Laura Jewett

Laura Jewett

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Closed

$275,000

($71,319 down)
VA

353 4th Avenue S, South Saint Paul, MN 55075

3
2
1,254 sqft
PITI Monthly
$1,647.26 /mo

Listing courtesy of: , Bridge Realty, LLC

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,173 /mo
$1,547 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FENCED YARD
HISTORIC
CHARMING

Charming 3-bed, 2-bath, two-story home built in 1910, thoughtfully updated throughout. Upstairs, you'll find generous-sized bedrooms, spacious closets, and an updated bathroom with an oversized tile shower featuring dual shower heads. The home boasts modern gray and white paint colors, updated cabinets, stainless steel appliances, and refreshed bathrooms. A fully fenced yard, brand new AC, newer roof and siding, and an oversized 2-car garage complete this perfect blend of historic charm and modern convenience.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.59
Remaining Loan Term
23 years, 3 months
Monthly PITI
$1,647.26/mo
Estimated Loan Balance
$204,463
Cash to close
$71,319
Interest Paid
$66,874

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Riverside Park Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: South Saint Paul

Financial Details

  • Price per Sqft: $219.3
  • Tax Annual Amount: $3896
  • On Market Date: 2024-09-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $71,319 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $71,319!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$203,681
Your Cash$71,319
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,173/mo
Traditional @ 7.5%
$1,604/mo
You save $432/month ($5,181/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6600190

Listing From: northstar

Last updated: 2024-11-12T17:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,173 /mo
$1,547 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,319 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $71,319!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$203,681
Your Cash$71,319
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,173/mo
Traditional @ 7.5%
$1,604/mo
You save $432/month ($5,181/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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