Laura Jewett

Laura Jewett

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Pending

$795,000

($15,744 down)
VA

35142 Heritage Pointe Drive, Murrieta, CA 92563

4
3
2,963 sqft
PITI Monthly
$4,432.47 /mo

Listing courtesy of: Ayodele Smith, Allison James Estates & Homes

Assumed Rate

4.75%
7.15%

Principal & Interest

$4,216 /mo
$5,458 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
PLAYGROUND
CUL-DE-SAC
SOLAR PANELS

Please come and take a tour of this beautiful 2017 built home. It is move-in ready, with approximately 100k of highly upgraded with plantation shutters throughout, an oversized kitchen island, upgraded banisters, a massive walk-in shower in the master suite, and high-end LVP throughout the first floor. This spacious 4 bed, 3 bath house features a light-filled family room with 2-story high ceilings and a gas fireplace. The front door opens to a downstairs office, formal dining or sitting area, followed by a guest room, full bath, separate laundry room/mud room, open floor plan, and ample storage. The kitchen is a chef’s dream with a huge kitchen island, granite countertops, walk-in pantry, stainless-steel appliances, and high-end cabinetry in a rich espresso color. The second story features a spacious loft area, 2 additional bedrooms with a full bath, extra-large linen closet, and large master suite with walk-in closet, dual vanity, and upgraded walk-in shower. The 2-car garage has dual hook-ups for electric cars and extra storage with solar panels already installed. Front yard is low-maintenance turf and backyard is designed with both multiple patio areas, turf, fire pit, and large side yard for flex use. Located in the sought-out master planned community of Spencer’s Crossing, this beautiful neighborhood has a Jr. Olympic pool, large playground, BBQs, workout park, dog park, sports complex, and trails throughout the community. Located at the end of a cul-de-sac.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,432.47/mo
Estimated Loan Balance
$781,505
Cash to close
$15,744
Interest Paid
$103,353

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, HumidityControl
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Spencer's Crossing
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Monthly
Location
  • Region: Murrieta

Financial Details

  • Price per Sqft: $268.31
  • Tax Annual Amount: $9937.5
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $15,744 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $15,744!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$779,256
Your Cash$15,744
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$4,216/mo
Traditional @ 7.5%
$5,662/mo
You save $1,446/month ($17,353/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24187595

Listing From:

Last updated: 2025-04-04T00:57:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$4,216 /mo
$5,458 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,744 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $15,744!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$779,256
Your Cash$15,744
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$4,216/mo
Traditional @ 7.5%
$5,662/mo
You save $1,446/month ($17,353/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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