Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$240,000

($124,394 down)
FHA

35056 710th Avenue, Saint James, MN 56081

3
2
2,068 sqft
PITI Monthly
$1,009.66 /mo

Listing courtesy of: , EXIT Realty - Great Plains

Assumed Rate

4.2%
7.15%

Principal & Interest

$664 /mo
$917 /mo

What's Special

REMODELED

This a nice acreage less than a mile from Saint James on a Hard Surfaced road. The home sits on 8 acres including a few outbuildings. There is multiple different berry bushes and ample space for multiple gardens and your hobby farm. The inside of the home has had updates in new flooring remodeled the kitchen, bathroom and living room. The basement is a full basement underneath the main part of the home and has updated breakers and a newer furnace installed in 2022, and a 3/4 bathroom. The upstairs has 3 bedrooms with the primary bedroom having a walk in closet.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$1,009.66/mo
Estimated Loan Balance
$116,122
Cash to close
$124,394
Interest Paid
$43,054

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Aluminum Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding
  • Roof: Asphalt
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint James

Financial Details

  • Price per Sqft: $116.05
  • Tax Annual Amount: $1193
  • On Market Date: 2024-08-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,394 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $124,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$115,606
Your Cash:$124,394
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$664/mo
Traditional @ 7.5%
$951/mo
You save $287/month ($3,447/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6591717

Listing From: northstar

Last updated: 2024-11-07T14:07:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$664 /mo
$917 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,394 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $124,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$115,606
Your Cash:$124,394
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$664/mo
Traditional @ 7.5%
$951/mo
You save $287/month ($3,447/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.