Laura Jewett

Laura Jewett

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$509,000

($210,554 down)
VA

34957 Staccato Street, Palm Desert, CA 92211

2
2
1,622 sqft
PITI Monthly
$2,200.77 /mo

Listing courtesy of: Michael Horne, Compass

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,483 /mo
$2,239 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO

Sun City Palm Desert - Morocco. This popular greatroom home sits in the very quiet northern section of Sun City. The home has a spacious, south facing rear yard with an extended patio and alumawood patio cover. A gated front courtyard with patio provides curb appeal and function. Inside, 10ft ceilings, transom windows and no upper wall between the kitchen and greatroom provides a light and open environment. Plantation shutters are throughout. Off the greatroom, double doors open to a den/office. The kitchen features granite counters, a breakfast bar, stainless appliances, a chefs Island and recessed lighting. Light maple cabinetry is in the kitchen bathrooms and line. Double doors open to the primary suite that has a bay window and large walk-in closet. The primary suite bathroom has dual sinks and a stall shower with rainglass doors. A tub/shower is in the guest bathroom. The extended 2 car garage has built-in storage and a nook for golf cart parking.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,200.77/mo
Estimated Loan Balance
$299,064
Cash to close
$210,554
Interest Paid
$54,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sun City
  • Features: Golf, Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $374
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $313.81
  • Tax Annual Amount: $6362.5
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $210,554 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $210,554!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$298,446
Your Cash$210,554
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,483/mo
Traditional @ 7.5%
$2,323/mo
You save $839/month ($10,073/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219124191DA

Listing From:

Last updated: 2025-03-28T13:20:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,483 /mo
$2,239 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,554 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $210,554!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$298,446
Your Cash$210,554
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,483/mo
Traditional @ 7.5%
$2,323/mo
You save $839/month ($10,073/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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