Laura Jewett

Laura Jewett

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Closed

$899,900

($640,105 down)
FHA

3492 Austin Avenue, Simi Valley, CA 93063

3
2
1,434 sqft
PITI Monthly
$2,842.21 /mo

Listing courtesy of: Sally Becerra, Keller Williams Exclusive Properties

Assumed Rate

6.04%
7.15%

Principal & Interest

$2,349 /mo
$2,635 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
FIREPLACE
PRIVATE BACKYARD
CHARMING
COZY
NO HOA

Nestled in the hills of East Simi Valley, this charming single story Texas tract home is a true gem! The property features 3 bedrooms, 2 bathrooms, an adorable kitchen, a cozy family room with a warm fireplace, and a spacious bonus room addition. The private backyard is perfect for relaxation and entertainment, boasting lush greenery, a built-in BBQ, a basketball court and an above-ground spa.Located in a highly sought-after community with no HOA, this home is conveniently located close to schools, parks and shopping. Don't miss this opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.04
Remaining Loan Term
13 years, 3 months
Monthly PITI
$2,842.21/mo
Estimated Loan Balance
$263,909
Cash to close
$640,105
Interest Paid
$338,691

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, RaisedHearth
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Stone
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Alpine (Texas)-101 - 101
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Simi Valley

Financial Details

  • Price per Sqft: $627.55
  • Tax Annual Amount: $
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $640,105 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $640,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.04% Sellers Rate
$259,795
Your Cash:$640,105
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 6.04%
$2,349/mo
Traditional @ 7.5%
$2,733/mo
You save $384/month ($4,610/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225000091

Listing From:

Last updated: 2025-01-14T00:44:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.04%
7.15%

Principal & Interest

$2,349 /mo
$2,635 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $640,105 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $640,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.04% Sellers Rate
$259,795
Your Cash:$640,105
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 6.04%
$2,349/mo
Traditional @ 7.5%
$2,733/mo
You save $384/month ($4,610/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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