Laura Jewett

Laura Jewett

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Closed

$412,000

($212,552 down)
FHA

3480 Avenal Street, Phelan, CA 92371

3
2
1,210 sqft
PITI Monthly
$1,429.6 /mo

Listing courtesy of: Kyle Zimbro, Coldwell Banker Home Source

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,119 /mo
$1,533 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
MATURE TREES

Clean and move in ready FRAME BUILT home offering a family friendly layout with 3 bedrooms and 2 baths with 1,210 +/- square feet of living space. This home will catch your eye as you approach with its fully fenced and cross fenced 2.05 acre property that is regularly maintained and has mature trees and rockscape in the front of the home. When entering the home you walk into the spacious living room with low maintenance tile flooring that runs through the dining area and kitchen. The wood burning stove is perfect for the holiday and will provide much of the heat needed to keep the home warm in the winter but the home also has central heat and air conditioning in addition to an evaporative cooler unit in the wall. The kitchen has been updated with painted cabinets, granite countertops, custom backsplash and black stainless steel appliances. The kitchen also was modernized with new recessed lighting. Down the hallway is the updated hall bathroom, 3 bedrooms (including the primary) and the primary bathroom which has had the same updates made. The home offers fresh modern paint and many of the plumbing and electrical fixtures have been updated making this home perfect for a family to call home. There is access off the dining area and the primary bedroom to the back patio that runs the length of the home in the back making a perfect space to enjoy the quiet setting or host family and friends. This area, immediately behind the home, is separately fenced which is perfect for pets. In addition to the 2 car attached garage, that has a water softening system, there is a container on the property for extra storage that stays and the sellers are willing to leave the washer, dryer, and refrigerator with the home. The home also offers a solar system with transferable financing with a very reasonable $160 monthly payment to ensure that power costs will stay the same over time. This home provides quick access to downtown Phelan, easy commuting, and is zoned for horses.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
24 years, 1 months
Monthly PITI
$1,429.6/mo
Estimated Loan Balance
$206,109
Cash to close
$212,552
Interest Paid
$54,331

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Phelan

Financial Details

  • Price per Sqft: $340.5
  • Tax Annual Amount: $
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $212,552 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $212,552!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$199,448
Your Cash:$212,552
Total Purchase Price:$412,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,119/mo
Traditional @ 7.5%
$1,590/mo
You save $471/month ($5,649/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24172623

Listing From:

Last updated: 2024-12-05T03:32:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,119 /mo
$1,533 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $212,552 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $212,552!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$199,448
Your Cash:$212,552
Total Purchase Price:$412,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,119/mo
Traditional @ 7.5%
$1,590/mo
You save $471/month ($5,649/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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