Laura Jewett

Laura Jewett

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$329,000

($110,127 down)
FHA

34610 Branding Iron Lane, Thousand Palms, CA 92276

3
2
2,199 sqft
PITI Monthly
$1,722.65 /mo

Listing courtesy of: Tracey Wrubleski Meeks, RE/MAX Desert Properties

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,057 /mo
$1,645 /mo

What's Special

LOCATION
SPACIOUS
VAULTED CEILINGS
LOW HOA FEES

This is probably one of the largest models in the development, meticulousy maintained and cared for this 3/2 over 2100 sq. ft home is waiting for you with it's large spacious rooms, vaulted ceilings, large windows to let the outside in, oversized kitchen with center island, double ovens, custom light fixtures, a real dream to walk into. Home features quiet interior location with gorgeous views over the golf course from inside and out, and features private spa for your enjoyment. Development also has 4 pools including a olympic size one if you are a daily swimmer and 2 community hot tubs besides your private hot tub. Pickle ball, on site restaurant, golf (9 hole PGA golf course at discounted rates), weight room, security and much more. Upgraded features throughout and two car garage. Multiple fruit trees, low maintenance yard. This home also has a assumable loan at the low rate of 3.625% on the remaining balance of $220,000. Let's also not forget the low HOA fees of $435 per month. Property also strapped to the foundation and can get numerous types of financing that you cannot get when you don't have a 433a.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,722.65/mo
Estimated Loan Balance
$219,806
Cash to close
$110,127
Interest Paid
$35,558

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, WroughtIron
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ivey Ranch
  • Features: Golf, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Jack Ivey Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $435
  • HOA Frequency: $Monthly
Location
  • Region: Thousand Palms

Financial Details

  • Price per Sqft: $149.61
  • Tax Annual Amount: $4112.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,127 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $110,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$218,873
Your Cash$110,127
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,057/mo
Traditional @ 7.5%
$1,707/mo
You save $649/month ($7,789/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219126521DA

Listing From:

Last updated: 2025-04-01T23:21:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,057 /mo
$1,645 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,127 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $110,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$218,873
Your Cash$110,127
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,057/mo
Traditional @ 7.5%
$1,707/mo
You save $649/month ($7,789/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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