Laura Jewett

Laura Jewett

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$345,000

($60,423 down)
FHA

345 N MADISON Street, Wickenburg, AZ 85390

3
2
1,576 sqft
PITI Monthly
$1,882.37 /mo

Listing courtesy of: Nikki O Steinman, Realty ONE Group

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,463 /mo
$2,027 /mo

What's Special

CHARMING
NO HOA

Charming 3 bedroom, 2 bath home in town, within walking distance from downtown Wickenburg. This home sits on an end lot with no neighbors to one side and a large side fence allowing access to the backyard for storage of your toys! NO HOA! The split floor plan offers privacy and peace & quiet from guests/children/roommates. This property comes with all appliances, including Samsung washer/dryer, as well as a new refrigerator, oven, dishwasher and water heater. This home would make the perfect starter home and allows endless options for your own personal design ideas, including an enclosed unfinished room. Of note, seller has recently: * updated faucets in kitchen and bathrooms * installed new medicine cabinets in both bathrooms * updated all light switches * installed new lights and ceiling fans * installed new door handles * replaced weather stripping at all entryways * installed a lockable mailbox.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,882.37/mo
Estimated Loan Balance
$285,519
Cash to close
$60,423
Interest Paid
$35,606

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Natural Gas
Features
  • Materials: Other, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Other, Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder: Habitat

Community & HOA

Community
  • Subdivision: REEDS ADD
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Wickenburg

Financial Details

  • Price per Sqft: $218.91
  • Tax Annual Amount: $686
  • On Market Date: 2025-03-07T16:40:10.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $60,423 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $60,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$284,577
Your Cash$60,423
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,463/mo
Traditional @ 7.5%
$2,103/mo
You save $640/month ($7,684/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831720

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T14:01:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,463 /mo
$2,027 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,423 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $60,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$284,577
Your Cash$60,423
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,463/mo
Traditional @ 7.5%
$2,103/mo
You save $640/month ($7,684/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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