Laura Jewett

Laura Jewett

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Closed

$625,000

($240,966 down)
VA

3455 S JOSHUA TREE Lane, Gilbert, AZ 85297

4
3
2,514 sqft
PITI Monthly
$2,095.75 /mo

Listing courtesy of: Jennifer Finken, Realty ONE Group

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,751 /mo
$2,776 /mo

What's Special

SERENE
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
COZY

Incredible 4-bed, 3-bath residence with a blue pool! This two-story home offers a 3-car garage, low-care front yard, and cozy porch to enjoy morning coffee. Upon entering, you'll see high ceilings, a formal living/dining room, wood-look floors, and abundant natural light. You'll love the spacious den/office and the family room with a built-in media niche and fireplace! The eat-in kitchen has quartz counters, SS appliances, chic backsplash, blue cabinetry, and a breakfast bar. Upstairs, discover a sizable loft for a reading nook, a linen walk-in closet, and the bedrooms. The main suite features a full bathroom with a separate tub/shower, a walk-in closet, and dual sinks. Serene backyard boasts grassy area, covered patio, outdoor bar, and fenced pool for the hot summer days. Take a look!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,095.75/mo
Estimated Loan Balance
$393,802
Cash to close
$240,966
Interest Paid
$47,574

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: SAN TAN RANCH PARCEL 14
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: San Tan Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $248.61
  • Tax Annual Amount: $2142
  • On Market Date: 2024-06-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $240,966 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $240,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$384,034
Your Cash$240,966
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,751/mo
Traditional @ 7.5%
$2,879/mo
You save $1,129/month ($13,546/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6720738

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-24T12:23:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,751 /mo
$2,776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,966 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $240,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$384,034
Your Cash$240,966
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,751/mo
Traditional @ 7.5%
$2,879/mo
You save $1,129/month ($13,546/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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