Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,039,000

($574,258 down)
FHA

3452 Lockwood Dr, San Diego, CA 92123

3
2
1,200 sqft
PITI Monthly
$3,555.95 /mo

Listing courtesy of: Kristine Burningham, Coastal Premier Properties

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,959 /mo
$3,627 /mo

What's Special

REMODELED
SPACIOUS
FIREPLACE
VAULTED CEILINGS
PATIO
QUIET NEIGHBORHOOD
CHARMING
COZY

Nestled in the heart of the highly sought-after Serra Mesa community, this charming single-story 3-bedroom, 2-bathroom home offers the perfect blend of convenience and tranquility. Just minutes from Snapdragon Stadium, Fashion Valley, and Mission Valley, yet tucked away in a peaceful, quiet neighborhood. The home boasts an ideal floor plan featuring a beautifully remodeled kitchen and bathrooms, a brand new roof (2023), new windows, and updated wood flooring throughout. The open, spacious living room is highlighted by vaulted ceilings, abundant natural light, and a cozy fireplace. The attached 2-car garage adds convenience. Outdoors, you’ll love the covered patio and expansive views, perfect for relaxation or entertaining. You are also only 6 miles to the beach! Serra Mesa offers great parks and a rec center to enjoy with family and friends too. Don't miss seeing this one in person. It won't last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,555.95/mo
Estimated Loan Balance
$522,112
Cash to close
$574,258
Interest Paid
$73,502

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Electric, WholeHouseFan
  • Heating: Electric, Fireplaces
Features
  • Materials: Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Asphalt, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Concrete, Stucco
  • Roof: Asphalt, Shingle
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Serra Mesa
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $865.83
  • Tax Annual Amount: $12987.5
  • On Market Date: 2024-08-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $574,258 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $574,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$464,742
Your Cash:$574,258
Total Purchase Price:$1,039,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,959/mo
Traditional @ 7.5%
$3,762/mo
You save $804/month ($9,642/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240019463SD

Listing From:

Last updated: 2025-01-31T18:42:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,959 /mo
$3,627 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $574,258 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $574,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$464,742
Your Cash:$574,258
Total Purchase Price:$1,039,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,959/mo
Traditional @ 7.5%
$3,762/mo
You save $804/month ($9,642/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.