Laura Jewett

Laura Jewett

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$5,495,000

($4,157,730 down)
VA

3451 Dove Hollow Rd, Encinitas, CA 92024

6
6
5,630 sqft
PITI Monthly
$12,485.6 /mo

Listing courtesy of: Chrissy Stone, Berkshire Hathaway HomeService

Assumed Rate

3.27%
7.15%

Principal & Interest

$6,462 /mo
$10,003 /mo

What's Special

SERENE
SPACIOUS
MODERN
LUXURY
FIREPLACE
HOME OFFICE
DECK
COZY
EFFICIENT

Welcome to 3451 Dove Hollow Road, a stunning single-family estate nestled in the serene landscapes of Encinitas, CA. This expansive home of approximately 5,630 square feet blends luxury and comfort, with every detail thoughtfully crafted to create an exceptional living experience. Step through the front door, and you’ll be greeted by an elegant 6-bedroom, 5.5-bathroom layout where custom finishes and top-tier craftsmanship are on display throughout. A welcoming portico entry leads to a courtyard with a fireplace, providing access to a private office or bedroom with a full bath, French doors opening to the courtyard, and a staircase that ascends to a rooftop deck with breathtaking views. The spacious great room features a cozy fireplace and flows seamlessly into the gourmet kitchen, a chef’s dream equipped with premium appliances—ideal for everything from quick breakfasts to elaborate dinner parties. The main-level primary suite offers a peaceful alcove overlooking the backyard, creating a tranquil retreat, while three additional bedrooms and two full baths, along with a half-bath for guests, complete the main living area. A convenient one-car garage is located on this level, offering easy access to the kitchen and main living spaces for added ease and functionality. The lower level of the home is equally impressive, featuring a private suite with a bedroom, full bath, comfortable living area with a fireplace, and a two-car garage. This level also boasts a flexible bonus room that can be used as an exercise space, craft room, or home office. The home is equipped with a multi-zone HVAC system, ensuring efficient climate control for every area of the house. For added convenience, an elevator connects both floors to the rooftop deck, providing a perfect spot for entertaining or simply taking in the panoramic views. The property is equipped with modern conveniences such as an approximately 9.1 kW owned solar PV system, city water and sewer, a gated driveway, and hard surface flooring throughout the main living areas. Nestled on an expansive lot of approximately 3.5-acres, this property may offer numerous opportunities for improvements, including space for RV parking, a sport court, or horse facilities. Buyers are encouraged to confirm the feasibility of all potential development proposals including adding an ADU or potential lot split with local authorities prior to purchase. Located just minutes from the beautiful beaches of Encinitas, top-rated golf courses, and highly acclaimed schools, this home is perfectly situated to offer both privacy and convenience. Whether you’re enjoying a stroll along the beach, perfecting your golf swing, or taking advantage of the area’s excellent schools, everything you need is within easy reach. 3451 Dove Hollow Road isn’t just a home—it’s a lifestyle. With its luxurious design, versatile living spaces, and potential for future expansion, this property is ready to become your personal sanctuary or the ultimate space for entertaining. Explore the endless opportunities and make this estate your own.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.27
Remaining Loan Term
25 years, 5 months
Monthly PITI
$12,485.6/mo
Estimated Loan Balance
$1,354,010
Cash to close
$4,157,730
Interest Paid
$211,658

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 6
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, PrimaryBedroom, Outside
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Encinitas

Financial Details

  • Price per Sqft: $976.02
  • Tax Annual Amount: $68687.5
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $4,157,730 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $4,157,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$1,337,270
Your Cash:$4,157,730
Total Purchase Price:$5,495,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$6,462/mo
Traditional @ 7.5%
$10,376/mo
You save $3,914/month ($46,968/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502731

Listing From:

Last updated: 2025-04-04T00:13:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.27%
7.15%

Principal & Interest

$6,462 /mo
$10,003 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $4,157,730 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $4,157,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$1,337,270
Your Cash:$4,157,730
Total Purchase Price:$5,495,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$6,462/mo
Traditional @ 7.5%
$10,376/mo
You save $3,914/month ($46,968/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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