Laura Jewett

Laura Jewett

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Closed

$425,000

($68,437 down)
FHA

344 E Kildare Street, Lancaster, CA 93535

4
2
1,248 sqft
PITI Monthly
$2,439.5 /mo

Listing courtesy of: Rene Enriquez, HomeSmart Evergreen Realty

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,029 /mo
$2,487 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
GAME ROOM
SPRINKLER SYSTEM

Discover this spacious 4-bedroom, single-story home in Lancaster, nestled within Los Angeles County and priced under $500K. Offering a private oasis with a large, replastered swimming pool and an enclosed sunroom, this property is ideal for both entertaining and relaxation. Added conveniences include a 2-car attached garage and a game room that ensures privacy and fun. The home greets you with a well-maintained front yard, enhanced by a new sprinkler system and freshly painted exterior eaves. A welcoming front porch opens into a combined living and dining area, featuring plush carpeting that flows throughout the house. The kitchen combines charm and functionality with rustic wood cabinets, retro patterned flooring, and a new electric stove. Each of the four bedrooms is generously sized, providing ample built-in storage and ceiling fans—including a brand-new one in the first room—and new window blinds for enhanced comfort and privacy. The primary bedroom features a central ceiling fan, extensive built-in closets, and an en-suite bathroom with a walk-in shower. Additional amenities include plentiful interior storage and a new bathroom faucet. Vibrant outdoor carpeting around the pool area adds a lively touch to the backyard. The home’s location is particularly advantageous, close to AV High, High Desert Regional, grocery stores, AV Fair & Event Center, and Valley Central shopping, with easy access to the 14 freeway. This property offers a fantastic opportunity for spacious and convenient living in a growing area. Secure this home today and enjoy all it has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,439.5/mo
Estimated Loan Balance
$357,036
Cash to close
$68,437
Interest Paid
$51,936

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $340.54
  • Tax Annual Amount: $
  • On Market Date: 2024-06-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $68,437 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $68,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$356,563
Your Cash$68,437
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,029/mo
Traditional @ 7.5%
$2,580/mo
You save $551/month ($6,611/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24127127

Listing From:

Last updated: 2024-12-05T05:15:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,029 /mo
$2,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,437 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $68,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$356,563
Your Cash$68,437
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,029/mo
Traditional @ 7.5%
$2,580/mo
You save $551/month ($6,611/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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