Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$339,200

($31,249 down)
FHA

3443 Emerson Street, Clearlake, CA 95422

3
2
1,400 sqft
PITI Monthly
$2,720.15 /mo

Listing courtesy of: Sarah Duschka, RE/MAX Gold Lake County

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,994 /mo
$2,122 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MODERN
RENOVATED
WALK-IN CLOSET
SAFE

Welcome to this stunning modern residence, newly renovated with meticulous attention to detail and contemporary comfort in mind. This three-bedroom, two-bathroom home offers 1,400 square feet of thoughtfully designed living space, perfect for both everyday living and entertaining. Step inside to discover beautiful vinyl plank flooring that flows seamlessly throughout the home, creating a cohesive and elegant atmosphere. The kitchen showcases sleek Corian countertops and a state-of-the-art electric cooktop stove, ideal for culinary enthusiasts. The primary bedroom features a generous walk-in closet, while the ensuite bathroom boasts a double sink vanity and stylish tile shower. Energy efficiency meets convenience with an all-electric design, including a tankless water heater and modern central heating and cooling system. The spacious two-car garage includes a dedicated laundry area, offering both functionality and convenience. Additional storage solutions include an exterior shed for your outdoor equipment and seasonal items. Situated in a versatile mixed-use zoned neighborhood that allows for both residential and commercial uses on the same site, this property offers unique opportunities for live-work arrangements. The location provides easy access to local amenities including Safeway for grocery shopping, scenic Highlands Park for outdoor recreation, and various educational facilities. The property's strategic location balances accessibility with residential comfort. This newly renovated home combines contemporary design with practical living spaces, making it an ideal choice for those seeking modern convenience without compromising on style. The thoughtful layout and quality finishes throughout create an inviting atmosphere that truly feels like home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$2,720.15/mo
Estimated Loan Balance
$319,577
Cash to close
$31,249
Interest Paid
$38,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Wood
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Wood
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Foothills, Fishing, Golf, Hiking, Hunting, Lake, Mountainous, Park, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Clearlake

Financial Details

  • Price per Sqft: $242.29
  • Tax Annual Amount: $4240
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,249 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$307,951
Your Cash$31,249
Total Purchase Price:$339,200

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,994/mo
Traditional @ 7.5%
$2,123/mo
You save $128/month ($1,541/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25027533

Listing From:

Last updated: 2025-02-07T14:38:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$1,994 /mo
$2,122 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,249 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$307,951
Your Cash$31,249
Total Purchase Price:$339,200

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$1,994/mo
Traditional @ 7.5%
$2,123/mo
You save $128/month ($1,541/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.