Laura Jewett

Laura Jewett

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$650,000

($124,783 down)
VA

34432 Radiance Street, Winchester, CA 92596

4
3
1,898 sqft
PITI Monthly
$3,781.85 /mo

Listing courtesy of: Theresa Morris, Theresa Morris Realty Group

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,938 /mo
$3,705 /mo

What's Special

OPEN CONCEPT
AWARD WINNING
SERENE
SHOPPING
SPACIOUS
MODERN
VAULTED CEILINGS
LANDSCAPED

Welcome to this stunning single story home in the award winning Temecula school district! As you enter the home, you will notice the spacious open concept layout, gorgeous flooring and vaulted ceilings giving this home a grand feel. The entry hall is wide and luxurious. Off of the grand hall is an intimate secondary hall featuring two well proportioned bedrooms that share a secondary bathroom. Another bedroom and bathroom are located across the hallway for privacy. The great room is the perfect place for get togethers or a comfy movie night at home and opens up to the kitchen featuring dark wood cabinetry, stainless steel Whirlpool appliances, granite counters and an island with seating. As you flow into the Primary Suite entry area you are greeted by a custom barn door leading to a large and welcoming space. The Master bath has a large walk in shower, dual vanities, linen cabinet, and a spacious walk in closet. Smart Home features throughout such as front door Smart lock, Smart garage door opener, front door SkyBell video doorbell, Smart thermostats, Z-Wave Smart light switch, Echo Dot, whole house Wi-Fi, solar and more. The serene and low maintenance backyard is a must-see with artificial turf and a concrete pad great for entertaining. There is also a separate indoor laundry room and a finished two car garage with overhead storage and tankless water heater. The professionally landscaped front and backyards are designed for water conservation and low maintanance. Close proximity to 15 and 215 freeways, award winning Temecula schools, Temecula Wineries, Lake Skinner, shopping & more!!! This turn-key home is a blend of sophistication and modern amenities, offering a serene and picturesque living experience. Welcome to your dream home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,781.85/mo
Estimated Loan Balance
$531,172
Cash to close
$124,783
Interest Paid
$75,791

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark
HOA
  • Has HOA: Yes
  • HOA Name: TDA
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $342.47
  • Tax Annual Amount: $8125
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,783 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $124,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$525,217
Your Cash$124,783
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,938/mo
Traditional @ 7.5%
$3,843/mo
You save $905/month ($10,860/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25039781

Listing From:

Last updated: 2025-02-28T14:39:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,938 /mo
$3,705 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,783 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $124,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$525,217
Your Cash$124,783
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,938/mo
Traditional @ 7.5%
$3,843/mo
You save $905/month ($10,860/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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