Laura Jewett

Laura Jewett

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Closed

$620,000

($98,209 down)
FHA

3435 N Franklin Street, Denver, CO 80205

4
2
1,400 sqft
PITI Monthly
$3,150.49 /mo

Listing courtesy of: Wisdom Real Estate, Wisdom Real Estate

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,324 /mo
$3,780 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
VAULTED CEILINGS
HOME OFFICE
BIKE PATHS
CHARMING
COZY
RENTAL INCOME

OPEN HOUSE SUNDAY 3/16 from 11-1pm! Step into history with this beautifully updated 4-bedroom/2-bathroom brick home in the vibrant Cole neighborhood! Originally built in 1888, this home offers timeless charm with classic character and modern updates. The inviting living room features rich hardwood floors, leading into a fully updated kitchen with quartz countertops, sleek backsplash, brand-new tile flooring, beautiful cabinetry, pantry space, and an eat-in dining space with updated pendant lighting. The main floor includes two secondary bedrooms and a 3/4 bathroom with laundry. Tucked away at the rear of the home, the spacious primary suite boasts an en-suite ¾ bathroom for added privacy. Upstairs, a converted attic bedroom with vaulted ceilings and built-in storage provides a cozy retreat, or a flexible space for a home office or studio. The fenced backyard includes a storage shed, while the covered front porch offers a charming spot to relax. Zoned for an Accessory Dwelling Unit (ADU), this property presents incredible potential for additional living space, a guest suite, or rental income. Alley access in the rear provides ample parking or an opportunity to build a garage. Ideally situated near some of Denver’s best amenities, including dining, shopping, coffee shops, breweries, yoga studios, and entertainment hotspots like Movement RiNo Climbing Gym, Zeppelin Station, Denver Central Market, Mission Ballroom, Cervantes’ Masterpiece Ballroom, and the RiNo Art District. Plus, enjoy easy access to the light rail, bus routes, schools, hospitals, parks, and bike paths. Don't miss this opportunity to own a piece of Denver’s history in one of its most dynamic neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,150.49/mo
Estimated Loan Balance
$522,860
Cash to close
$98,209
Interest Paid
$50,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1888
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cole
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $442.86
  • Tax Annual Amount: $3166
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $98,209 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $98,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$521,791
Your Cash$98,209
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,324/mo
Traditional @ 7.5%
$3,921/mo
You save $1,597/month ($19,169/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2858405

Listing From: recolorado

Last updated: 2025-03-16T19:05:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,324 /mo
$3,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $98,209 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $98,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$521,791
Your Cash$98,209
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,324/mo
Traditional @ 7.5%
$3,921/mo
You save $1,597/month ($19,169/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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