Laura Jewett

Laura Jewett

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Closed

$274,900

($36,998 down)
VA

3431 E Ames Avenue, Kingman, AZ 86409

4
2
1,627 sqft
PITI Monthly
$1,870.48 /mo

Listing courtesy of: Chanel Turner, Turner Hill Properties

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,589 /mo
$1,644 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED

Taking backup offers. Better than new! This stunning home, built in 2022 and located in the desirable Cedar Creek Estates, combines all the modern features of new construction with the added benefits of thoughtful upgrades and established amenities that make a house feel like home. Spanning 1,627 sq. ft., this home features 4 spacious bedrooms and 2 great sized bathrooms. Unlike new construction homes, this home already has a landscaped backyard a significant time and money saver! Step outside to your beautiful patio, lush green grass, rosebushes, and a large storage shed. The yard is ready for you to enjoy from day one. Inside, the heart of the home is a gorgeous open kitchen. It showcases granite countertops, stainless steel appliances, and a generously sized island. The primary suite offers plenty of room to unwind. You'll love the large en-suite bathroom, complete with modern finishes, and the expansive walk-in closet. Additionally, window coverings are already installed, offering privacy without the added cost and hassle of doing it yourself. This home provides all the perks of new construction without the wait or added expense of those essential post-move-in improvements like landscaping, window coverings, and storage solutions. Don't miss the opportunity to own this "better than new" home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$1,870.48/mo
Estimated Loan Balance
$238,843
Cash to close
$36,998
Interest Paid
$36,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: WoodFrame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • WoodFrame
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Creek Estates
  • Features: Sidewalks, Curbs, Gutters
HOA
  • Has HOA: No
Location
  • Region: Kingman

Financial Details

  • Price per Sqft: $168.96
  • Tax Annual Amount: $1581
  • On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $36,998 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $36,998!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$237,902
Your Cash$36,998
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,589/mo
Traditional @ 7.5%
$1,706/mo
You save $117/month ($1,402/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 023906

Listing From:

Last updated: 2025-03-21T22:08:17.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,589 /mo
$1,644 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,998 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $36,998!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$237,902
Your Cash$36,998
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,589/mo
Traditional @ 7.5%
$1,706/mo
You save $117/month ($1,402/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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