Laura Jewett

Laura Jewett

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Active

$899,900

($66,755 down)
VA

3430 N Oxnard Boulevard, Oxnard, CA 93036

4
3
2,321 sqft
PITI Monthly
$6,902.18 /mo

Listing courtesy of: Kelly Jackmon, Compass

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,748 /mo
$5,697 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
PATIO
TENNIS COURTS
WALKING TRAILS
EFFICIENT

Rare Opportunity! Former 2015 model home in the beautiful Riverpark community. Spacious 2,321 SF single family home featuring 4 bedrooms, 3 bathrooms, PLUS a large loft, offering a perfect blend of comfort, style, and functionality. The ideal layout includes a downstairs guest bedroom/bathroom that also makes a perfect home office, as well as a generous loft space that can be a future 5th bedroom. Upon entry, you'll fall in love with the open floor plan and impressive upgrades throughout starting with the fantastic versatile dog house under the stairs! This home is packed with enhancements and energy-efficient features, including owned solar with a substantial array of 22 panels AND a battery storage backup system offering HUGE electrical savings! Complete with central A/C, Nest Protect detectors, smart switches, dedicated outlet/breaker for car charging and a whole house water softener. In addition, a Ring doorbell and rear exterior camera are a nice touch for added peace of mind. The inviting living room with stylish fireplace seamlessly connects to the dining area and backyard, making it ideal for both relaxing and entertaining. The kitchen boasts granite countertops, ss appliances, smart control induction oven, RO water system and Samsung refrigerator. Dual pantries, ample counter space, and designer pendant lighting are the cherry on top. The adjacent laundry room is furnished with both washer and dryer for added suitability. Upstairs, a spacious loft awaits with the potential to be a 5th bedroom or host game/movie nights galore. Two guest bedrooms, each with walk-in closets, share a well-appointed bathroom. At the end of the hall, the primary is a true retreat with a luxurious ensuite bathroom with marble and quartz finishes, walk-in shower, soaking tub, dual sinks, and walk-in closet. Step outside to the thoughtfully designed patio featuring drought-friendly turf, a garden wall, and an entertainment-ready atmosphere with a fire pit and seating in place. Also included is a storage shed on the side yard providing additional space. The Riverpark community offers an active and vibrant lifestyle with schools, walking trails, parks, barbecue areas, plus basketball and tennis courts all within reach. You're a short stroll to fun, eateries and shopping at The Collection, featuring Century Theaters, Levity Live, Bowlero, Target, REI, Whole Foods, 24 Hr Fitness, Jump'n Jammin, restaurants and so much more! Don't miss your chance to own this upgraded gem!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.24
Remaining Loan Term
28 years, 9 months
Monthly PITI
$6,902.18/mo
Estimated Loan Balance
$838,764
Cash to close
$66,755
Interest Paid
$75,905

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BlowerFan, LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Riverpark Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $106
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $387.72
  • Tax Annual Amount: $11248.8
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,755 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $66,755!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$833,145
Your Cash$66,755
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,748/mo
Traditional @ 7.5%
$5,909/mo
You save $161/month ($1,932/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28867

Listing From:

Last updated: 2025-04-03T12:20:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,748 /mo
$5,697 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,755 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $66,755!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$833,145
Your Cash$66,755
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,748/mo
Traditional @ 7.5%
$5,909/mo
You save $161/month ($1,932/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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