Laura Jewett

Laura Jewett

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$585,000

($233,145 down)
FHA

3423 Rosewood Lane, Johnstown, CO 80534

3
3
2,207 sqft
PITI Monthly
$2,518.31 /mo

Listing courtesy of: Amalia Leyva, Resident Realty South Metro

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,612 /mo
$2,620 /mo

What's Special

LOCATION
SERENE
DINING
MODERN
FINISHED BASEMENT
HOME OFFICE
COZY

Discover your ideal home in the highly coveted Thompson River Ranch community of Johnstown, Colorado. This stunning two-story single-family residence features 3 generously sized bedrooms, 3 beautifully designed bathrooms, and a flexible loft space, perfect for a home office, playroom, or additional living area. The primary suite provides a tranquil retreat with a private full bathroom that boasts sleek modern finishes. A second bathroom on the upper level ensures added convenience and privacy for family and guests. The open-concept main level effortlessly connects the living room, dining area, and gourmet kitchen, making it perfect for hosting gatherings or enjoying cozy family nights. Large windows throughout bathe the space in natural light, creating a bright and welcoming atmosphere. The unfinished basement offers limitless possibilities—transform it into a home gym, theater, or additional living quarters to suit your lifestyle. Step outside to the serene backyard, a haven for outdoor relaxation, barbecues, or simply unwinding with loved ones. The two-car attached garage adds convenience and provides ample space for storage or hobbies. This home truly has it all: modern design, functional spaces, and a prime location within a vibrant community that offers parks, trails, and amenities. Don’t let this gem slip away—contact us today to schedule your private showing and experience everything this exceptional property has to offer. Your dream home awaits!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,518.31/mo
Estimated Loan Balance
$377,156
Cash to close
$233,145
Interest Paid
$47,159

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Cement Shake
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Cement Shake
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thompson River Ranch Fil 4
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $265.07
  • Tax Annual Amount: $5576
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,145 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $233,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$351,855
Your Cash$233,145
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,612/mo
Traditional @ 7.5%
$2,717/mo
You save $1,105/month ($13,259/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8777816

Listing From: recolorado

Last updated: 2025-03-08T15:39:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,612 /mo
$2,620 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,145 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $233,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$351,855
Your Cash$233,145
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,612/mo
Traditional @ 7.5%
$2,717/mo
You save $1,105/month ($13,259/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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