Laura Jewett

Laura Jewett

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$548,850

($84,307 down)
FHA

34003 Winterberry Lane, Lake Elsinore, CA 92532

3
3
1,712 sqft
PITI Monthly
$3,726.37 /mo

Listing courtesy of: Rebecca Faris, GREENE LIGHT REALTY SERVICES

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,647 /mo
$3,249 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
MASTER SUITE
COMMUNITY POOL
TENNIS COURTS
PLAYGROUND
COZY

Unlock the Door to Your Dream Home at 34003 Winterberry Lane, Lake Elsinore! Tucked away on the serene Winterberry Lane, this bright and inviting gem is the perfect blend of comfort and modern style. With an open-concept layout, high ceilings, and abundant natural light, this home offers both warmth and space for your family to grow. With generously sized bedrooms, including a master suite, you’ll find it easy to relax and unwind, in addition, you'll enjoy the laundry room located upstairs. The backyard offers endless possibilities—imagine weekend BBQs, cozy evenings by the firepit, or simply enjoying the outdoors in peace. Ideally located near all the best that Lake Elsinore has to offer, including shopping, dining, and recreation, this home gives you the convenience you crave without sacrificing the tranquility you deserve. Community amenities include 3 community pools, tennis courts, 2-playground, parks, sport courts, splash pad, baseball field, basket ball court, soccer fields, and dog park. Conveniently located near schools (Cottonwood Canyon Elementary and Canyon Lake Middle School). Not to mention the convenience of having access to the 15 and 215 freeways.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,726.37/mo
Estimated Loan Balance
$468,853
Cash to close
$84,307
Interest Paid
$61,680

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Hiking, Park, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Cottonwood Canyon Hills
  • HOA Amenities: Unknown
  • HOA Fee: $155.5
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $320.59
  • Tax Annual Amount: $6860.62
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,307 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $84,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$464,543
Your Cash$84,307
Total Purchase Price:$548,850

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,647/mo
Traditional @ 7.5%
$3,370/mo
You save $723/month ($8,672/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25001207

Listing From:

Last updated: 2025-04-01T01:43:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,647 /mo
$3,249 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,307 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $84,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$464,543
Your Cash$84,307
Total Purchase Price:$548,850

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,647/mo
Traditional @ 7.5%
$3,370/mo
You save $723/month ($8,672/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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