Laura Jewett

Laura Jewett

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Closed

$639,000

($467,487 down)
FHA

3369 Fern Circle, Lake Elsinore, CA 92530

3
3
2,413 sqft
PITI Monthly
$1,294.57 /mo

Listing courtesy of: John Bender, Inland Financial Associates

Assumed Rate

4.2%
7.15%

Principal & Interest

$985 /mo
$1,361 /mo

What's Special

LOCATION
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
COMMUNITY POOL
CLUBHOUSE
CUL-DE-SAC
COZY

Spacious Alberhill on the end of a cul-de-sac. Beautiful upgraded home sits on a HUGE usable lot ready for your pool/spa or other outdoor inspirations. Lots of concrete work already done in the back and side yards. Home boasts a large kitchen with stainless steel appliances, huge island, granite counter tops, upgraded cabinets, and walk-in pantry. Breakfast eating area will accommodate a 48" table. Adjoining family room has a cozy gas fireplace. Formal dining room. Living room with vaulted ceiling. Many ceiling fans, vertical blinds, laminate and newly carpeted flooring. Freshly painted. Upstairs features two large guest bedrooms and a bonus room/office. Upstairs master bedroom has a spacious bathroom with two walk-in closets, deep soaking tub, and tiled shower. Upstairs laundry room with gas hook-ups. Whole house fan and wi-fi thermostat help keep energy costs low. 3-car tandem garage features epoxy flooring and a nice built-in workbench. Great location near schools, shops, and the freeway. HOA includes a community pool, kid's spray park, and nice clubhouse. Approximate room sizes are as follows: living - 10.5'x12', family - 13'x16', dining - 10.5'x14', master bedroom - 13'x15.5', front guest bedroom - 10.5'x13', rear guest bedroom - 10'x13', bonus room - 10'x13.5'.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$1,294.57/mo
Estimated Loan Balance
$217,019
Cash to close
$467,487
Interest Paid
$63,875

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, AtticFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Alberhill Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $264.82
  • Tax Annual Amount: $
  • On Market Date: 2024-08-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $467,487 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $467,487!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$171,513
Your Cash:$467,487
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$985/mo
Traditional @ 7.5%
$1,411/mo
You save $426/month ($5,115/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24154458

Listing From:

Last updated: 2024-12-05T03:30:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$985 /mo
$1,361 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $467,487 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $467,487!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$171,513
Your Cash:$467,487
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$985/mo
Traditional @ 7.5%
$1,411/mo
You save $426/month ($5,115/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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