Laura Jewett

Laura Jewett

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$520,000

($232,246 down)
FHA

33550 N Dove Lakes Drive UNIT 1041, Cave Creek, AZ 85331

2
2
1,702 sqft
PITI Monthly
$1,892.66 /mo

Listing courtesy of: Jentri Young, Realty ONE Group

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,390 /mo
$2,163 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MODERN
LUXURY
HOME OFFICE
PATIO
FITNESS CENTER
GOLF COURSE COMMUNITY

ASSUMABLE FHA loan at 2.75%! Discover the perfect blend of luxury, comfort, & convenience in this immaculately maintained first-level condo, nestled in the prestigious Villagio at Dove Valley Ranch Golf Club. This exceptional residence offers a spacious & thoughtfully designed layout, featuring 2 bedrooms, 2 bathrooms, & a versatile den—ideal for a home office, media room, or additional living space. From the moment you step inside, you'll notice the pristine condition & meticulous care that has gone into every detail. The open-concept floor plan, designed for effortless living, features no interior steps, ensuring easy accessibility throughout. The modern kitchen, complete with high-end appliances & ample counter space, flows seamlessly into the expansive living & dining areas, making it perfect for entertaining or simply relaxing in style. Step outside to your private covered patio, where you can unwind & soak in the serene desert views, enjoying the peace & tranquility that Arizona living has to offer. A spacious laundry room with ample storage & a convenient direct entry inside the home from the two-car tandem garage. Located in a gated golf course community, this home offers access to resort-style amenities, including a heated pool, spa, & fitness center. Whether you're looking for a full-time residence, a seasonal getaway, or a lock-and-leave retreat, this home offers the perfect balance of elegance, low-maintenance living, & an unbeatable location. Opportunities like this don't come around often, schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,892.66/mo
Estimated Loan Balance
$288,368
Cash to close
$232,246
Interest Paid
$46,749

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Apartment
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Towne

Community & HOA

Community
  • Subdivision: Villagio
  • Features: Gated, Community Spa Htd, Community Pool Htd, Community Pool, Golf, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Oasis Comm Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $341
  • HOA Frequency: $Monthly
Location
  • Region: Cave Creek

Financial Details

  • Price per Sqft: $305.52
  • Tax Annual Amount: $1307
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,246 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $232,246!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$287,754
Your Cash$232,246
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,390/mo
Traditional @ 7.5%
$2,244/mo
You save $853/month ($10,241/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840416

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T06:53:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,390 /mo
$2,163 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,246 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $232,246!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$287,754
Your Cash$232,246
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,390/mo
Traditional @ 7.5%
$2,244/mo
You save $853/month ($10,241/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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